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While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. Estimates Estimates Estimates
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Power Financial Corp TSX: PWF OTC: POFNF https://www.powerfinancial.com/en/ Fiscal Yr: Dec 31
Year 12/31/06 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11 12/31/12 12/31/13 12/31/14 12/31/15 12/31/16 12/31/17 12/31/18 12/31/19 12/30/20 12/30/21 Value Description #Y Item Total G
Accounting Rules C GAAP IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS Accounting Rules
$3,565 <-12 mths 357.08%
Assets under Management $B $342 $529 $452 $472 $500 $497 $513 $646 $780 $792 $848 $854 61.43% <-Total Growth 10 Assets under Management $B
Increase 54.74% -14.54% 4.34% 6.02% -0.68% 3.24% 26.02% 20.68% 1.59% 7.00% 0.74% 4.91% <-IRR #YR-> 10 Assets under Management 61.43%
5 year Running Average $459 $490 $487 $526 $587 $646 $716 $784 10.74% <-IRR #YR-> 5 Assets under Management 66.53%
Increase 6.75% -0.66% 7.98% 11.73% 9.95% 10.87% 9.53% 7.95% <-IRR #YR-> 7 5 yr Running Average #DIV/0!
AUM pe Share $B 48.51 75.06 64.13 66.85 70.65 70.17 72.32 90.88 109.59 111.09 118.86 119.64 10.01% <-IRR #YR-> 5 5 yr Running Average 61.09%
Increase 54.72% -14.55% 4.23% 5.68% -0.68% 3.08% 25.65% 20.58% 1.38% 7.00% 0.65% 4.77% <-IRR #YR-> 10 AUM pe Share $B #DIV/0!
5 year Running Average $65 $69 $69 $74 $83 $91 $101 $110 10.59% <-IRR #YR-> 5 AUM pe Share $B 1540.71%
P/AUM Med 0.71 0.52 0.48 0.35 0.43 0.40 0.37 0.35 0.31 0.31 0.27 0.29 7.80% <-IRR #YR-> 7 5 yr Running Average -98.81%
P/AUM Close 0.78 0.54 0.37 0.46 0.43 0.36 0.38 0.39 0.33 0.29 0.28 0.29 9.83% <-IRR #YR-> 5 5 yr Running Average -78.82%
Consolidated assets and assets under management P/S Med 20 yr  0.36 15 yr  0.36 10 yr  0.35 5 yr  0.31 -100.00% Diff M/C
-$529 $0 $0 $0 $0 $0 $0 $0 $0 $0 $854
-$513 $0 $0 $0 $0 $854
-$459 $0 $0 $0 $0 $0 $0 $784
-$487 $0 $0 $0 $0 $784
-$75 $0 $0 $0 $0 $0 $0 $0 $0 $0 $120
-$72 $0 $0 $0 $0 $120
-$65 $0 $0 $0 $0 $0 $0 $110
-$69 $0 $0 $0 $0 $110
$44,560 <-12 mths 6.67%
Revenue* $29,790 $28,671 $36,500 $32,697 $32,427 $32,400 $32,412 $28,830 $41,775 $36,512 $49,122 $49,878 $47,025 $45,261 $48,630 28.84% <-Total Growth 10 Revenue
Increase 13.98% -3.76% 27.31% -10.42% -0.83% -0.08% 0.04% -11.05% 44.90% -12.60% 34.54% 1.54% -5.72% -3.75% 7.44% 2.57% <-IRR #YR-> 10 Revenue 28.84%
5 year Running Average $22,767 $24,778 $29,004 $30,759 $32,017 $32,539 $33,287 $31,753 $33,569 $34,386 $37,730 $41,223 $44,862 $45,560 $47,983 10.28% <-IRR #YR-> 5 Revenue 63.11%
Revenue per Share $42.27 $40.67 $51.77 $46.33 $45.80 $45.76 $45.71 $40.54 $58.70 $51.19 $68.87 $69.87 $65.85 $63.38 $68.10 4.46% <-IRR #YR-> 10 5 yr Running Average 54.68%
Increase 13.98% -3.77% 27.28% -10.51% -1.15% -0.08% -0.12% -11.31% 44.79% -12.78% 34.53% 1.45% -5.75% -3.75% 7.44% 7.16% <-IRR #YR-> 5 5 yr Running Average 41.28%
5 year Running Average $32.44 $35.20 $41.15 $43.63 $45.37 $46.07 $47.07 $44.83 $47.30 $48.38 $53.00 $57.83 $62.90 $63.83 $67.21 2.43% <-IRR #YR-> 10 Revenue per Share 27.20%
P/S (Price/Sales) Med 0.81 0.96 0.59 0.50 0.66 0.61 0.59 0.79 0.57 0.67 0.46 0.49 0.46 0.46 0.00 10.19% <-IRR #YR-> 5 Revenue per Share 62.44%
P/S (Price/Sales) Close 0.89 1.00 0.46 0.67 0.67 0.56 0.60 0.88 0.62 0.62 0.49 0.49 0.39 0.50 0.46 4.33% <-IRR #YR-> 10 5 yr Running Average 52.86%
*Revenue in M CDN $ (premium, Investment & fee income) P/S Med 20 yr  0.66 15 yr  0.61 10 yr  0.58 5 yr  0.49 -15.04% Diff M/C 7.01% <-IRR #YR-> 5 5 yr Running Average 40.30%
-$36,500 $0 $0 $0 $0 $0 $0 $0 $0 $0 $47,025
-$28,830 $0 $0 $0 $0 $47,025
-$29,004 $0 $0 $0 $0 $0 $0 $0 $0 $0 $44,862
-$31,753 $0 $0 $0 $0 $44,862
-$51.77 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $65.85
-$40.54 $0.00 $0.00 $0.00 $0.00 $65.85
-$41.15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $62.90
-$44.83 $0.00 $0.00 $0.00 $0.00 $62.90
$3.14 <-12 mths 4.67%
EPS Basic $2.96 $2.79 $1.79 $1.92 $2.10 $2.43 $2.30 $2.67 $3.00 $3.25 $2.69 $2.41 $3.15 75.98% <-Total Growth 10 EPS Basic
Pre-split 1998
Pre-split 2004
EPS* $2.94 $2.78 $1.78 $1.91 $2.10 $2.41 $2.28 $2.63 $3.00 $3.24 $2.68 $2.40 $3.14 $3.55 $3.87 76.40% <-Total Growth 10 EPS Diluted
Increase 29.52% -5.44% -35.97% 7.30% 9.95% 14.76% -5.39% 15.35% 14.07% 8.00% -17.28% -10.45% 30.83% 13.06% 9.01% 5.84% <-IRR #YR-> 10 Earnings per Share 76.40%
Earnings Yield 7.8% 6.9% 7.4% 6.1% 6.8% 9.4% 8.4% 7.4% 8.3% 10.2% 8.0% 6.9% 12.2% 11.3% 12.3% 3.61% <-IRR #YR-> 5 Earnings per Share 19.39%
5 year Running Average $2.29 $2.58 $2.38 $2.34 $2.30 $2.20 $2.10 $2.27 $2.48 $2.71 $2.77 $2.79 $2.89 $3.00 $3.13 1.98% <-IRR #YR-> 10 5 yr Running Average 21.72%
10 year Running Average $1.67 $1.86 $1.94 $2.02 $2.12 $2.24 $2.34 $2.32 $2.41 $2.51 $2.48 $2.44 $2.58 $2.74 $2.92 5.00% <-IRR #YR-> 5 5 yr Running Average 27.63%
* Diluted ESP per share  E/P 10 Yrs 8.14% 5Yrs 8.29%
-$1.78 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.14
-$2.63 $0.00 $0.00 $0.00 $0.00 $3.14
-$2.38 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.89
-$2.27 $0.00 $0.00 $0.00 $0.00 $2.89
Estimates $1.81 $1.87 Estimates
Estimates 5.76% 3.31% Estimates
Special Dividends $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 <-Median-> 10 Special Dividends
Pre-split 1998
Pre-split 2004
Dividend* $1.00 $1.16 $1.33 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $1.71 $1.80 $1.82 $1.82 28.44% <-Total Growth 10 Dividends
Increase 14.94% 16.00% 14.87% 5.07% 0.00% 0.00% 0.00% 0.00% 0.00% 4.82% 5.62% 5.16% 5.00% 5.14% 1.25% 0.00% Count 27 Years of data
Average Increases 5 Year Running 17.87% 17.43% 17.23% 14.01% 10.18% 7.19% 3.99% 1.01% 0.00% 0.96% 2.09% 3.12% 4.12% 5.15% 4.44% 3.31% 3.55% <-Median-> 10 Average Incr 5 Year Running
Dividends 5 Yr Running $1.19 $1.11 $1.02 $1.15 $1.26 $1.34 $1.39 $1.40 $1.40 $1.41 $1.44 $1.49 $1.55 $1.63 $1.70 $1.76 52.36% <-Total Growth 10 Dividends 5 Yr Running
Yield H/L Price 2.91% 2.96% 4.34% 6.05% 4.61% 5.05% 5.17% 4.38% 4.16% 4.25% 4.87% 4.73% 5.70% 6.14% 4.80% <-Median-> 10 Yield H/L Price
Yield on High  Price 2.61% 2.74% 3.32% 4.45% 4.16% 4.42% 4.66% 3.82% 3.83% 3.78% 4.47% 4.41% 4.91% 5.42% 4.41% <-Median-> 10 Yield on High  Price
Yield on Low Price 3.28% 3.23% 6.29% 9.47% 5.19% 5.90% 5.81% 5.13% 4.55% 4.84% 5.34% 5.11% 6.79% 7.07% 5.26% <-Median-> 10 Yield on Low Price
Yield on Close Price 2.65% 2.86% 5.58% 4.50% 4.56% 5.48% 5.14% 3.92% 3.87% 4.61% 4.62% 4.72% 6.63% 5.73% 5.81% 5.81% 4.62% <-Median-> 10 Yield on Close Price
Payout Ratio EPS 34.01% 41.73% 74.86% 73.30% 66.67% 58.09% 61.40% 53.23% 46.67% 45.29% 57.84% 67.92% 54.51% 50.69% 47.08% #DIV/0! 57.96% <-Median-> 10 DPR EPS
DPR EPS 5 Yr Running 52.16% 43.23% 42.87% 49.34% 54.67% 60.95% 66.15% 61.78% 56.36% 52.12% 52.19% 53.39% 53.66% 54.35% 54.43% #DIV/0! 54.16% <-Median-> 10 DPR EPS 5 Yr Running
Payout Ratio CFPS 15.86% 18.36% 21.47% 21.70% 15.08% 18.01% 18.49% 17.62% 16.24% 18.38% 16.02% 16.04% 17.14% 18.03% #DIV/0! #DIV/0! 17.38% <-Median-> 10 DPR CF
DPR CF 5 Yr Running 25.11% 20.20% 16.90% 18.18% 18.21% 18.57% 18.59% 17.94% 16.99% 17.71% 17.27% 16.78% 16.71% 17.07% #DIV/0! #DIV/0! 17.82% <-Median-> 10 DPR CF 5 Yr Running
Payout Ratio CFPS WC 15.22% 15.33% 25.32% 16.04% 15.20% 19.46% 17.30% 17.30% 14.32% 17.82% 13.98% 16.85% 16.00% 18.03% #DIV/0! #DIV/0! 16.44% <-Median-> 10 DPR CF WC
DPR CF WC 5 Yr Running 24.60% 19.04% 15.81% 16.26% 16.85% 17.63% 18.01% 16.94% 16.52% 17.08% 15.94% 15.89% 15.68% 16.42% #DIV/0! #DIV/0! 16.69% <-Median-> 10 DPR CF WC 5 Yr Running
Median Values 10 Yr Med 10 Yr Cl 4.80% 4.62% 5 Yr Med 5 Yr Cl 4.73% 4.62% 5 Yr Med Payout 54.51% 16.24% 16.00% 4.10% <-IRR #YR-> 5 Dividends 22.25%
* Dividends Per Share 10 Yr Med and Cur. 21.02% 25.79% 5 Yr Med and Cur. 22.73% 25.71% Last Div Inc ---> $0.43 $0.46 5.2% 2.53% <-IRR #YR-> 10 Dividends 28.44%
Dividends Growth 15 7.21% <-IRR #YR-> 15 Dividends 184.07%
Dividends Growth 20 10.10% <-IRR #YR-> 20 Dividends 584.60%
Dividends Growth 25 12.03% <-IRR #YR-> 25 Dividends 1611.50%
Dividends Growth 30 12.01% <-IRR #YR-> 27 Dividends
Dividends Growth 5 -$1.40 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 5
Dividends Growth 10 -$1.33 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 10
Dividends Growth 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 15
Dividends Growth 20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 20
Dividends Growth 25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 25
Dividends Growth 30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 Dividends Growth 30
Historical Dividends Historical High Div 6.34% Low Div 1.74% Ave Div 4.04% Med Div 3.43% Close Div 3.36% Historical Dividends
High/Ave/Median Values Curr diff Exp. -8.42%     233.69% Cheap 43.72% Cheap 69.28% Cheap 72.96% High/Ave/Median 
Future Dividend Yield Div Yd 7.41% earning in 5.00 Years at IRR of 5.00% Div Inc. 27.63% Future Dividend Yield
Future Dividend Yield Div Yd 9.46% earning in 10.00 Years at IRR of 5.00% Div Inc. 62.89% Future Dividend Yield
Future Dividend Yield Div Yd 11.50% earning in 14.00 Years at IRR of 5.00% Div Inc. 97.99% Future Dividend Yield
I am earning GC Div Gr 146.51% 8/10/04 # yrs -> 14 2004 $28.84 Cap Gain 8.81% I am earning GC
I am earning Div org yield 2.53% 12/31/18 Trading Div G Yrly 6.47% Div start $0.73 -2.53% 6.24% I am earning Div
I am earning GC Div Gr 274.90% 12/28/01 # yrs -> 17 2001 $18.71 Cap Gain 67.72% I am earning GC
I am earning Div org yield 2.57% 12/31/18 RRSP Div G Yrly 8.07% Div start $0.48 -2.57% 9.62% I am earning Div
Yield if held 5 years 5.90% 6.18% 6.14% 4.94% 4.28% 4.07% 3.57% 4.56% 6.05% 4.84% 5.59% 6.02% 5.35% 5.35% 5.28% 5.72% 4.89% <-Median-> 10 Paid Median Price
Yield if held 10 years 19.16% 12.50% 8.94% 9.92% 10.28% 8.26% 7.46% 6.46% 4.94% 4.48% 4.50% 4.16% 5.58% 7.78% 6.00% 6.57% 6.02% <-Median-> 10 Paid Median Price
Yield if held 15 years 39.76% 46.10% 39.66% 35.69% 36.41% 26.82% 15.08% 9.39% 9.92% 10.78% 9.14% 8.68% 7.89% 6.35% 5.57% 5.29% 10.35% <-Median-> 10 Paid Median Price
Yield if held 20 years 55.67% 55.64% 41.67% 35.69% 38.17% 29.69% 17.56% 11.48% 12.75% 13.38% 10.75% 36.93% <-Median-> 8 Paid Median Price
Yield if held 25 years 61.63% 64.78% 50.94% 45.88% 47.39% 34.90% 61.63% <-Median-> 3 Paid Median Price
Yield if held 30 years 72.45% #NUM! <-Median-> 0 Paid Median Price
Cost covered if held 5 years 21.96% 23.24% 23.48% 20.35% 19.22% 19.45% 17.69% 22.82% 30.26% 23.29% 26.03% 27.52% 24.27% 24.25% 24.65% 27.57% 23.06% <-Median-> 10 Paid Median Price
Cost covered if held 10 years 101.46% 67.18% 49.09% 59.65% 69.46% 61.45% 60.16% 55.76% 45.07% 40.81% 40.42% 36.70% 48.11% 65.54% 51.34% 57.72% 51.94% <-Median-> 10 Paid Median Price
Cost covered if held 15 years 236.93% 279.43% 245.94% 242.99% 280.20% 229.67% 141.87% 96.05% 109.25% 121.38% 104.03% 99.83% 91.53% 73.87% 66.81% 65.95% 115.31% <-Median-> 10 Paid Median Price
Cost covered if held 20 years 503.03% 554.94% 454.28% 421.45% 464.01% 367.94% 222.10% 148.10% 167.06% 183.92% 155.86% 437.86% <-Median-> 8 Paid Median Price
Cost covered if held 25 years 790.01% 850.92% 685.20% 629.44% 685.42% 536.23% 790.01% <-Median-> 3 Paid Median Price
Cost covered if held 30 years 1139.31% #NUM! <-Median-> 0 Paid Median Price
Graham Price $30.67 $31.90 $25.94 $26.44 $27.31 $29.70 $29.19 $33.34 $37.01 $41.65 $37.80 $36.57 $43.07 $45.80 $47.82 $0.00 66.05% <-Total Growth 10 Graham Price
Price/GP Ratio Med 1.12 1.23 1.18 0.87 1.11 0.93 0.93 0.96 0.91 0.83 0.84 0.94 0.70 0.64 0.92 <-Median-> 10 Price/GP Ratio
Price/GP Ratio High 1.25 1.33 1.55 1.19 1.23 1.07 1.03 1.10 0.99 0.93 0.92 1.01 0.81 0.72 1.02 <-Median-> 10 Price/GP Ratio
Price/GP Ratio Low 0.99 1.13 0.82 0.56 0.99 0.80 0.83 0.82 0.83 0.73 0.77 0.87 0.59 0.56 0.81 <-Median-> 10 Price/GP Ratio
Price/GP Ratio Close 1.23 1.27 0.92 1.18 1.13 0.86 0.93 1.07 0.98 0.76 0.89 0.94 0.60 0.69 0.66 #DIV/0! 0.94 <-Median-> 10 Price/GP Ratio
Prem/Disc Close 22.89% 27.16% -7.86% 17.54% 12.51% -14.00% -6.67% 7.02% -2.23% -23.62% -11.22% -5.56% -40.03% -31.48% -34.37% #DIV/0! -6.11% <-Median-> 10 Graham Price
Pre-split 1998
Pre-split 2004
Price Close $37.69 $40.56 $23.90 $31.08 $30.73 $25.54 $27.24 $35.68 $36.18 $31.81 $33.56 $34.54 $25.83 $31.38 $31.38 $31.38 8.08% <-Total Growth 10 Stock Price
Increase 12.84% 7.61% -41.07% 30.04% -1.13% -16.89% 6.66% 30.98% 1.40% -12.08% 5.50% 2.92% -25.22% 21.49% 0.00% 0.00% 13.83 <-Median-> 10 CAPE (10 Yr P/E)
P/E 12.82 14.59 13.43 16.27 14.63 10.60 11.95 13.57 12.06 9.82 12.52 14.39 8.23 8.84 8.11 #DIV/0! -6.26% <-IRR #YR-> 5 Stock Price -27.61%
Trailing P/E 16.60 13.80 8.60 17.46 16.09 12.16 11.30 15.65 13.76 10.60 10.36 12.89 10.76 9.99 8.84 8.11 0.78% <-IRR #YR-> 10 Stock Price 8.08%
CAPE (10 Yr P/E) 22.62 21.81 12.29 15.39 14.49 11.39 11.66 15.37 15.01 12.69 13.53 14.14 10.02 11.44 10.75 #DIV/0! -1.31% <-IRR #YR-> 5 Price & Dividend -1.94%
Median 10, 5 Yrs D.  per yr 5.92% 4.94% % Tot Ret 88.36% -376.46% Price Inc 1.40% P/E:  12.29 12.06 6.70% <-IRR #YR-> 10 Price & Dividend 75.40%
Price 15 D.  per yr 5.04% % Tot Ret 94.71% CAPE Diff -17.30% 0.28% <-IRR #YR-> 15 Stock Price 4.30%
Price  20 D.  per yr 4.71% % Tot Ret 69.01% 2.11% <-IRR #YR-> 20 Stock Price 51.94%
Price  25 D.  per yr 6.64% % Tot Ret 47.01% 7.49% <-IRR #YR-> 25 Stock Price 507.76%
Price  30 D.  per yr 7.59% % Tot Ret 45.12% 9.23% <-IRR #YR-> 27 Stock Price
Price & Dividend 15 5.32% <-IRR #YR-> 15 Price & Dividend 86.89%
Price & Dividend 20 6.82% <-IRR #YR-> 20 Price & Dividend 183.28%
Price & Dividend 25 14.13% <-IRR #YR-> 25 Price & Dividend 1051.83%
Price & Dividend 30 16.82% <-IRR #YR-> 27 Price & Dividend
Price  5 -$35.68 $0.00 $0.00 $0.00 $0.00 $25.83 Price  5
Price 10 -$23.90 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.83 Price 10
Price & Dividend 5 -$35.68 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 5
Price & Dividend 10 -$23.90 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 10
Price 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.83 Price 15
Price  20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.83 Price  20
Price  25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.83 Price  25
Price  30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.83 Price  30
Price & Dividend 15 $1.00 $1.16 $1.33 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 15
Price & Dividend 20 $1.00 $1.16 $1.33 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 20
Price & Dividend 25 $1.00 $1.16 $1.33 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 25
Price & Dividend 30 $1.00 $1.16 $1.33 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $27.54 Price & Dividend 30
Price Median H/L $34.41 $39.19 $30.68 $23.13 $30.35 $27.73 $27.07 $31.97 $33.65 $34.54 $31.86 $34.46 $30.05 $29.33 -2.05% <-Total Growth 10 Stock Price
Increase 5.10% 13.88% -21.72% -24.60% 31.19% -8.63% -2.38% 18.12% 5.25% 2.64% -7.76% 8.15% -12.80% -2.40% -0.21% <-IRR #YR-> 10 Stock Price -2.05%
P/E 11.70 14.10 17.23 12.11 14.45 11.50 11.87 12.16 11.22 10.66 11.89 14.36 9.57 8.26 -1.23% <-IRR #YR-> 5 Stock Price -6.02%
Trailing P/E 15.16 13.33 11.03 12.99 15.89 13.20 11.23 14.02 12.79 11.51 9.83 12.86 12.52 9.34 4.61% <-IRR #YR-> 10 Price & Dividend
P/E on Running 5 yr Average 15.04 15.21 12.91 9.90 13.18 12.63 12.91 14.11 13.55 12.74 11.52 12.35 10.39 9.77 3.72% <-IRR #YR-> 5 Price & Dividend
P/E on Running 10 yr Average 20.65 21.07 15.78 11.46 14.30 12.37 11.59 13.77 13.96 13.78 12.84 14.10 11.65 10.69 12.00 P/E Ratio Historical Median
Median 10, 5 Yrs D.  per yr 4.81% 4.95% % Tot Ret 104.50% 133% Price Inc 2.64% P/E:  11.88 11.22 Count 28 Years of data
-$30.68 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $30.05
-$31.97 $0.00 $0.00 $0.00 $0.00 $30.05
-$30.68 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.47 $1.55 $1.63 $31.76
-$31.97 $1.40 $1.47 $1.55 $1.63 $31.76
Pre-split 1998
Pre-split 2004
High Month Nov May Jan Dec Mar Mar Mar Dec Dec Mar Dec Nov Jan Apr
Price High $38.36 $42.41 $40.16 $31.48 $33.69 $31.71 $30.02 $36.65 $36.56 $38.78 $34.70 $37.00 $34.88 $33.20 -13.15% <-Total Growth 10 Stock Price
Increase 8.06% 10.56% -5.31% -21.61% 7.02% -5.88% -5.33% 22.09% -0.25% 6.07% -10.52% 6.63% -5.73% -4.82% -1.40% <-IRR #YR-> 10 Stock Price -13.15%
P/E 13.05 15.26 22.56 16.48 16.04 13.16 13.17 13.94 12.19 11.97 12.95 15.42 11.11 9.35 -0.99% <-IRR #YR-> 5 Stock Price -4.83%
Trailing P/E 16.90 14.43 14.45 17.69 17.64 15.10 12.46 16.07 13.90 12.93 10.71 13.81 14.53 10.57 14.78 P/E Ratio Historical Median
Median 10, 5 Yrs Price Inc -0.25% P/E:  13.16 12.19 16.09 P/E Ratio Historical High
-$40.16 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $34.88
-$36.65 $0.00 $0.00 $0.00 $0.00 $34.88
Pre-split 1998
Pre-split 2004
Low Month Jun Jan Dec Mar Jun Nov Jul Jan Oct Sep Jun May Dec Jan
Price Low $30.46 $35.96 $21.19 $14.78 $27.00 $23.74 $24.11 $27.29 $30.74 $30.30 $29.02 $31.91 $25.21 $25.45 18.97% <-Total Growth 10 Stock Price
Increase 1.60% 18.06% -41.07% -30.25% 82.68% -12.07% 1.56% 13.19% 12.64% -1.43% -4.22% 9.96% -21.00% 0.95% 1.75% <-IRR #YR-> 10 Stock Price 18.97%
P/E 10.36 12.94 11.90 7.74 12.86 9.85 10.57 10.38 10.25 9.35 10.83 13.30 8.03 7.17 -1.57% <-IRR #YR-> 5 Stock Price -7.62%
Trailing P/E 13.42 12.23 7.62 8.30 14.14 11.30 10.00 11.97 11.69 10.10 8.96 11.91 10.50 8.11 10.25 P/E Ratio Historical Median
Median 10, 5 Yrs Price Inc -1.43% P/E:  10.31 10.25 8.01 P/E Ratio Historical Low
-$21.19 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.21
-$27.29 $0.00 $0.00 $0.00 $0.00 $25.21
Long Term Debt $158,492 $155,940 $161,365 $168,431 Debt
Change -1.61% 3.48% 4.38% 3.48% <-Median-> 3 Change
Debt/Market Cap Ratio 6.99 6.51 6.54 9.13 6.77 <-Median-> 4 Debt/Market Cap Ratio
Cash and Investments $172,200 $172,140 $177,666 $186,803
Change -0.03% 3.21% 5.14%
Deposits/Assets Retio 0.92 0.91 0.91 0.90
Deposits/Total Debt Ratio 0.41 0.40 0.40 0.41
Assets/Current Liabilities 79.52 71.16 67.42 61.16 69.29 <-Median-> 4 Assets/Current Liabilities
Goodwill & Intangibles $13,809 $13,606 $14,386 $14,646 $15,193 $15,240 $9,586 $15,175 Intangibles Goodwill
Change -1.47% 5.73% 1.81% 3.73% 0.31% -37.10% 58.31% 1.81% <-Median-> 7 Change
Intangible/Market Cap Ratio 0.76 0.70 0.57 0.57 0.67 0.64 0.39 0.82 0.65 <-Median-> 8 Intangible/Market Cap Ratio
Market Cap $M $26,564 $28,590 $16,850 $21,934 $21,757 $18,083 $19,316 $25,375 $25,750 $22,688 $23,937 $24,657 $18,445 $22,408 $22,408 $22,408 9.47% <-Total Growth 10 Market Cap
Diluted # of Shares in Million 708.8 707.9 707.3 708.0 708.8 708.7 711.2 712.0 713.7 713.6 714.1 714.3 0.99% <-Total Growth 10 Diluted
Change -0.13% -0.08% 0.10% 0.11% -0.01% 0.35% 0.11% 0.24% -0.01% 0.07% 0.03% 0.08% <-Median-> 10 Change
Difference Diluted/Basic -0.6% -0.4% -0.2% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% 0.0%
Basic # of Shares in Millions 704.8 704.9 705.0 705.6 707.0 708.1 708.3 710.8 711.3 713.0 713.2 713.4 714.0 1.28% <-Total Growth 10 Basic
Change 0.00% 0.01% 0.01% 0.09% 0.20% 0.16% 0.03% 0.35% 0.07% 0.24% 0.03% 0.03% 0.08% 0.08% <-Median-> 10 Change
Difference Basic/Outstanding 0.0% 0.0% 0.0% 0.0% 0.1% 0.0% 0.1% 0.1% 0.1% 0.0% 0.0% 0.1% 0.0% 0.04% <-Median-> 10 Difference Basic/Outstanding
$6,613 <-12 mths -4.93%
Difference
Net Income/EPS
Pre-split 1998
Pre-split 2004
# of Share in Millions 704.81 704.89 705.01 705.73 708.01 708.01 709.10 711.17 711.72 713.24 713.27 713.87 714.10 714.10 714.10 714.10 0.13% <-IRR #YR-> 10 Shares
Change 0.00% 0.01% 0.02% 0.10% 0.32% 0.00% 0.15% 0.29% 0.08% 0.21% 0.00% 0.08% 0.03% 0.00% 0.00% 0.00% 0.08% <-IRR #YR-> 5 Shares
CF fr Op $M $4,443 $4,453 $4,375 $4,553 $6,572 $5,505 $5,369 $5,651 $6,136 $5,696 $6,900 $7,255 $7,129 $7,129 62.95% <-Total Growth 10 Cash Flow
Increase -1.88% 0.23% -1.75% 4.07% 44.34% -16.24% -2.47% 5.25% 8.58% -7.17% 21.14% 5.14% -1.74% 0.00% SO, ESPP
5 year Running Average $3,339 $3,879 $4,247 $4,470 $4,879 $5,092 $5,275 $5,530 $5,847 $5,671 $5,950 $6,328 $6,623 $6,822 55.95% <-Total Growth 10 CF 5 Yr Running
CFPS $6.30 $6.32 $6.21 $6.45 $9.28 $7.78 $7.57 $7.95 $8.62 $7.99 $9.67 $10.16 $9.98 $9.98 60.88% <-Total Growth 10 Cash Flow per Share
Increase -1.88% 0.21% -1.77% 3.96% 43.88% -16.24% -2.62% 4.95% 8.50% -7.37% 21.13% 5.06% -1.77% 0.00% 5.00% <-IRR #YR-> 10 Cash Flow 62.95%
5 year Running Average $4.75 $5.51 $6.03 $6.34 $6.91 $7.21 $7.46 $7.81 $8.24 $7.98 $8.36 $8.88 $9.29 $9.56 4.76% <-IRR #YR-> 5 Cash Flow 26.15%
P/CF on Med Price 5.46 6.20 4.94 3.59 3.27 3.57 3.57 4.02 3.90 4.33 3.29 3.39 3.01 2.94 4.87% <-IRR #YR-> 10 Cash Flow per Share 60.88%
P/CF on Closing Price 5.98 6.42 3.85 4.82 3.31 3.28 3.60 4.49 4.20 3.98 3.47 3.40 2.59 3.14 4.67% <-IRR #YR-> 5 Cash Flow per Share 25.64%
-11.96% Diff M/C 4.42% <-IRR #YR-> 10 CFPS 5 yr Running 54.11%
Excl.Working Capital CF $188.0 $882.0 -$665.0 $1,606.0 -$52.0 -$411.0 $369.0 $105.0 $820.0 $176.0 $1,009.0 -$348.0 $511.0 $0.0 3.53% <-IRR #YR-> 5 CFPS 5 yr Running 18.96%
CF fr Op $M WC $4,631 $5,335 $3,710 $6,159 $6,520 $5,094 $5,738 $5,756 $6,956 $5,872 $7,909 $6,907 $7,640 $7,129 105.93% <-Total Growth 10 Cash Flow less WC
Increase -10.18% 15.20% -30.46% 66.01% 5.86% -21.87% 12.64% 0.31% 20.85% -15.58% 34.69% -12.67% 10.61% -6.69% 7.49% <-IRR #YR-> 10 Cash Flow less WC 105.93%
5 year Running Average $3,410 $4,119 $4,540 $4,998 $5,271 $5,364 $5,444 $5,853 $6,013 $5,883 $6,446 $6,680 $7,057 $7,091 5.83% <-IRR #YR-> 5 Cash Flow less WC 32.73%
CFPS Excl. WC $6.57 $7.57 $5.26 $8.73 $9.21 $7.19 $8.09 $8.09 $9.77 $8.23 $11.09 $9.68 $10.70 $9.98 4.51% <-IRR #YR-> 10 CF less WC 5 Yr Run 55.44%
Increase -10.18% 15.19% -30.47% 65.84% 5.52% -21.87% 12.47% 0.02% 20.75% -15.76% 34.68% -12.74% 10.58% -6.69% 3.81% <-IRR #YR-> 5 CF less WC 5 Yr Run 20.56%
5 year Running Average $4.85 $5.85 $6.44 $7.09 $7.47 $7.59 $7.70 $8.26 $8.47 $8.28 $9.06 $9.37 $9.89 $9.94 7.35% <-IRR #YR-> 10 CFPS - Less WC 103.31%
P/CF on Med Price 5.24 5.18 5.83 2.65 3.30 3.85 3.34 3.95 3.44 4.20 2.87 3.56 2.81 2.94 5.74% <-IRR #YR-> 5 CFPS - Less WC 32.19%
P/CF on Closing Price 5.74 5.36 4.54 3.56 3.34 3.55 3.37 4.41 3.70 3.86 3.03 3.57 2.41 3.14 4.39% <-IRR #YR-> 10 CFPS 5 yr Running 53.61%
Operational Cash Flow per share  CF/-WC P/CF Med 10 yr 3.57 5 yr  3.39 P/CF Med 10 yr 3.39 5 yr  3.44 -7.38% Diff M/C 3.67% <-IRR #YR-> 5 CFPS 5 yr Running 19.73%
OPM 14.9% 15.5% 12.0% 13.9% 20.3% 17.0% 16.6% 19.6% 14.7% 15.6% 14.0% 14.5% 15.2% 26.48% <-Total Growth 10 OPM
Increase -13.91% 4.14% -22.83% 16.17% 45.55% -16.17% -2.51% 18.33% -25.06% 6.21% -9.96% 3.55% 4.22% Should increase  or be stable.
Diff from Ave -3.0% 1.0% -22.1% -9.5% 31.8% 10.5% 7.7% 27.4% -4.5% 1.4% -8.7% -5.4% -1.4% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 15.38% 5 Yrs 14.69% should be zero,  it is a check  on calculations
Current Assets $7,335 $8,639 $7,385 $7,456 $6,255 $11,401 $9,851 $11,491 $11,728 $13,057 $13,988 $14,644 $15,808 $15,808 Liquidity ratio of 1.5 and up, best
Current Liabilities (Other) $3,747 $5,019 $5,168 $3,639 $3,813 $9,135 $4,262 $4,207 $5,631 $5,252 $5,882 $6,530 $7,310 $7,310 2.20 <-Median-> 10 Ratio
Liquidity 1.96 1.72 1.43 2.05 1.64 1.25 2.31 2.73 2.08 2.49 2.38 2.24 2.16 2.16 2.24 <-Median-> 5 Ratio
Liq. with CF aft div 2.96 2.45 2.09 3.03 3.10 1.74 3.34 3.84 3.00 3.37 3.36 3.18 2.97 3.18 <-Median-> 5 Ratio
Liq. CF re  Inv+Div  1.53 1.14 1.23 1.70 1.20 1.30 1.93 1.68 1.52 1.95 1.74 1.78 1.81 1.78 <-Median-> 5 Ratio
Assets $130,421 $130,308 $141,518 $140,231 $143,255 $252,678 $268,593 $341,711 $373,843 $417,630 $418,586 $440,224 $447,055 $447,055 Debt Ratio of 1.5 and up, best
Liabilities $111,786 $109,927 $119,685 $118,303 $121,015 $229,863 $244,221 $314,608 $344,941 $385,228 $386,370 $406,700 $412,106 $412,106 1.09 <-Median-> 10 Ratio
Debt Ratio 1.17 1.19 1.18 1.19 1.18 1.10 1.10 1.09 1.08 1.08 1.08 1.08 1.08 1.08 1.08 <-Median-> 5 Ratio
Exludes non Controlling Interest.
Total Equity $11,422 $12,865 $13,419 $22,085 $22,240 $22,815 $24,372 $27,103 $28,902 $32,402 $32,216 $33,524 $34,949 160.44% <-Total Growth 10 Book Value
Non-Cont. Int $0 $0 $0 $8,878 $9,056 $9,294 $10,343 $10,990 $11,883 $12,852 $12,735 $13,011 $13,369
Shareholder Equity $11,422 $12,865 $13,419 $13,207 $13,184 $13,521 $14,029 $16,113 $17,019 $19,550 $19,481 $20,513 $21,580 60.82% <-Total Growth 10 Equity
Preferred Shares $1,400 $1,400 $1,575 $1,725 $2,005 $2,005 $2,255 $2,755 $2,580 $2,580 $2,580 $2,830 $2,830 79.68% <-Total Growth 10 Preferred Shares
Book Value $10,022 $11,465 $11,844 $11,482 $11,179 $11,516 $11,774 $13,358 $14,439 $16,970 $16,901 $17,683 $18,750 $18,750 $18,750 $18,750 58.31% <-Total Growth 10 Book Value
Book Value per Share $14.22 $16.26 $16.80 $16.27 $15.79 $16.27 $16.60 $18.78 $20.29 $23.79 $23.70 $24.77 $26.26 $26.26 $26.26 $26.26 56.29% <-Total Growth 10 Book Value per Share
Change 22.25% 14.39% 3.29% -3.15% -2.95% 3.01% 2.08% 13.12% 8.01% 17.28% -0.41% 4.54% 6.00% 0.00% 0.00% 0.00% -36.22% P/B Ratio Current/Historical Median
P/B Ratio (Median) 2.42 2.41 1.83 1.42 1.92 1.70 1.63 1.70 1.66 1.45 1.34 1.39 1.14 1.12 0.00 0.00 1.87 P/B Ratio Historical Median
P/B Ratio (Close) 2.65 2.49 1.42 1.91 1.95 1.57 1.64 1.90 1.78 1.34 1.42 1.39 0.98 1.20 1.20 1.20 4.57% <-IRR #YR-> 10 Book Value per Share 56.29%
Change -7.69% -5.92% -42.95% 34.28% 1.88% -19.32% 4.48% 15.79% -6.12% -25.03% 5.94% -1.55% -29.45% 21.49% 0.00% 0.00% 6.93% <-IRR #YR-> 5 Book Value per Share 39.79%
Leverage (A/BK) 11.42 10.13 10.55 6.35 6.44 11.08 11.02 12.61 12.93 12.89 12.99 13.13 12.79 12.70 <-Median-> 10 A/BV
Debt/Equity Ratio 9.79 8.54 8.92 5.36 5.44 10.08 10.02 11.61 11.93 11.89 11.99 12.13 11.79 11.70 <-Median-> 10 Debt/Eq Ratio
Sharerholders Equity (Assets less liabilities) P/BV 10 yr Med 1.54 5 yr Med 1.39 -22.44% Diff M/C 11.98 Historical 24 A/BV
-$16.80 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $26.26
-$18.78 $0.00 $0.00 $0.00 $0.00 $26.26
$2,200 <-12 mths 0.50%
Comprehensive Income $2,670 $1,645 $1,527 $934 $917 $3,038 $2,737 $4,323 $3,668 $5,733 $2,247 $2,857 $4,225 176.69% <-Total Growth 10 Comprehensive Income
NCI $81 $430 $141 $232 $146 $1,269 $1,165 $1,298 $1,347 $1,953 $855 $789 $1,371 872.34% <-Total Growth 10 NCI
Preferred Shares $104 $117 $131 $132 $130 $124 $133 $138 Preferred Shares
Shareholders $2,589 $1,215 $1,386 $702 $771 $1,665 $1,455 $2,894 $2,189 $3,650 $1,268 $1,935 $2,716 95.96% <-Total Growth 10 Comprehensive Income
Increase -53.07% 14.07% -49.35% 9.83% 115.95% -12.61% 98.90% -24.36% 66.74% -65.26% 52.60% 40.36% 40.36% <-Median-> 5 Comprehensive Income
5 Yr Running Average $1,333 $1,148 $1,196 $1,497 $1,795 $2,371 $2,291 $2,387 $2,352 6.96% <-IRR #YR-> 10 Comprehensive Income 95.96%
ROE 22.7% 9.4% 10.3% 3.2% 3.5% 7.3% 6.0% 10.7% 7.6% 11.3% 3.9% 5.8% 7.8% -1.26% <-IRR #YR-> 5 Comprehensive Income -6.15%
5Yr Median 9.4% 7.3% 6.0% 6.0% 7.3% 7.6% 7.6% 7.6% 7.6% 7.36% <-IRR #YR-> 8 5 Yr Running Average #DIV/0!
% Difference from NI 5.4% -47.0% -8.5% -74.6% -75.5% -51.2% -56.8% -24.8% -48.8% -17.6% -65.3% -40.6% -35.1% 9.45% <-IRR #YR-> 5 5 Yr Running Average 57.05%
Median Value Diff 5, 10 yr -50.0% -40.6% 7.6% <-Median-> 5 Return on Equity
-$1,386 $0 $0 $0 $0 $0 $0 $0 $0 $0 $2,716
-$2,894 $0 $0 $0 $0 $2,716
-$1,333 $0 $0 $0 $0 $0 $0 $0 $2,352
-$1,497 $0 $0 $0 $0 $2,352
Current Liability Coverage Ratio 1.24 1.06 0.72 1.69 1.71 0.56 1.35 1.37 1.24 1.12 1.34 1.06 1.05 0.98   CFO / Current Liabilities
5 year Median 0.85 1.06 1.06 1.24 1.24 1.06 1.35 1.37 1.35 1.24 1.34 1.24 1.12 1.06 1.29 <-Median-> 10 Current Liability Cov Ratio
Asset Efficiency Ratio 3.55% 4.09% 2.62% 4.39% 4.55% 2.02% 2.14% 1.68% 1.86% 1.41% 1.89% 1.57% 1.71% 1.59% CFO / Total Assets
5 year Median 3.55% 3.71% 3.71% 4.09% 4.09% 4.09% 2.62% 2.14% 2.02% 1.86% 1.86% 1.68% 1.71% 1.59% 1.9% <-Median-> 10 Return on Assets 
Return on Assets ROA 1.7% 1.6% 0.9% 1.0% 1.1% 0.7% 0.6% 0.6% 0.6% 0.6% 0.5% 0.4% 0.5% 0.5% Net  Income/Assets Return on Assets
5Yr Median 1.5% 1.6% 1.5% 1.5% 1.1% 1.0% 0.9% 0.7% 0.6% 0.6% 0.6% 0.6% 0.5% 0.5% 0.6% <-Median-> 10 Asset Efficiency Ratio
Return on Equity ROE 21.5% 17.8% 11.3% 12.5% 14.2% 15.0% 13.8% 14.2% 14.8% 13.7% 11.4% 9.7% 12.0% 12.9% Net Inc/ Shareholders' equity Return on Equity
5Yr Median 20.3% 20.3% 20.1% 17.8% 14.2% 14.2% 13.8% 14.2% 14.2% 14.2% 13.8% 13.7% 12.0% 12.0% 13.7% <-Median-> 10 Return on Equity
Net Income Total $3,107 $3,083 $1,779 $2,217 $2,444 $2,967 $2,940 $3,011 $3,516 $3,786 $3,386 $2,814 $3,580 101.24% <-Total Growth 10 Net Income
Increase 21.80% -0.77% -42.30% 24.62% 10.24% 21.40% -0.91% 2.41% 16.77% 7.68% -10.57% -16.89% 27.22% 7.7% <-Median-> 5
Net Income $3,107 $3,083 $1,779 $2,217 $2,444 $2,967 $2,940 $3,011 $3,516 $3,786 $3,386 $2,814 $3,580 61.48% <-Total Growth 10 Net Income
NCI $952 $1,039 $442 $778 $860 $1,141 $1,197 $984 $1,248 $1,337 $1,343 $964 $1,197 53.86% <-Total Growth 10 NCI
Preferred Shares $104 $117 $131 $132 $130 $124 $133 $138
Net Income Shareholders $2,155 $2,044 $1,337 $1,439 $1,584 $1,722 $1,626 $1,896 $2,136 $2,319 $1,919 $1,717 $2,245 $2,417 $2,659 67.91% <-Total Growth 10 Net Income
Increase 29.74% -5.15% -34.59% 7.63% 10.08% 8.71% -5.57% 16.61% 12.66% 8.57% -17.25% -10.53% 30.75% 7.66% 10.01% EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average $1,677 $1,888 $1,751 $1,727 $1,712 $1,625 $1,542 $1,653 $1,793 $1,940 $1,979 $1,997 $2,067 $2,123 $2,191 5.32% <-IRR #YR-> 10 Net Income 67.91%
Operating Cash Flow $4,443 $4,453 $4,375 $4,553 $6,572 $5,505 -$4,872 -$4,872 -$4,872 -$4,872 -$4,872 -$4,872 -$4,872 3.44% <-IRR #YR-> 5 Net Income 18.41%
Investment Cash Flow -$3,503 -$5,790 -$3,609 -$2,850 -$6,026 -$3,106 -$3,106 -$5,428 -$5,433 -$3,844 -$5,479 -$5,146 -$4,714 1.67% <-IRR #YR-> 10 5 Yr Running Average 18.06%
Total Accruals $1,215 $3,381 $571 -$264 $1,038 -$677 $9,604 $12,196 $12,441 $11,035 $12,270 $11,735 $11,831 4.57% <-IRR #YR-> 5 5 Yr Running Average 25.03%
Total Assets $130,421 $130,308 $141,518 $140,231 $143,255 $252,678 $268,593 $341,711 $373,843 $417,630 $418,586 $440,224 $447,055 Balance Sheet Assets
Accruals Ratio 0.93% 2.59% 0.40% -0.19% 0.72% -0.27% 3.58% 3.57% 3.33% 2.64% 2.93% 2.67% 2.65% 2.67% <-Median-> 5 Ratio
EPS/CF Ratio 0.45 0.37 0.34 0.22 0.23 0.33 0.28 0.32 0.31 0.39 0.24 0.25 0.29 0.29 <-Median-> 10 EPS/CF Ratio
-$1,337 $0 $0 $0 $0 $0 $0 $0 $0 $0 $2,245
-$1,896 $0 $0 $0 $0 $2,245
-$1,751 $0 $0 $0 $0 $0 $0 $0 $0 $0 $2,067
-$1,653 $0 $0 $0 $0 $2,067
Change in Close 12.84% 7.61% -41.07% 30.04% -1.13% -16.89% 6.66% 30.98% 1.40% -12.08% 5.50% 2.92% -25.22% 21.49% 0.00% 0.00% Count 25 Years of data
up/down Count 0 0.00%
Meet Prediction? % right Count 0 #DIV/0!
Financial Cash Flow -$724 $2,209 -$1,885 -$1,245 -$1,530 -$2,460 -$561 $618 -$1,136 -$1,952 -$1,015 -$1,156 -$2,278 C F Statement  Financial Cash Flow
Total Accruals $1,939 $1,172 $2,456 $981 $2,568 $1,783 $10,165 $11,578 $13,577 $12,987 $13,285 $12,891 $14,109 Accruals
Accruals Ratio 1.49% 0.90% 1.74% 0.70% 1.79% 0.71% 3.78% 3.39% 3.63% 3.11% 3.17% 2.93% 3.16% 3.16% <-Median-> 5 Ratio
Net Cash $5,114 $5,625 $4,689 $4,855 $3,656 $3,385 $3,313 $4,344 $3,989 $4,188 $4,396 $5,321 $5,624 Cash
Cash per Share $7.26 $7.98 $6.65 $6.88 $5.16 $4.78 $4.67 $6.11 $5.60 $5.87 $6.16 $7.45 $7.88 $6.16 <-Median-> 5 Cash per Share
Percentage of Stock Price 19.25% 19.67% 27.83% 22.13% 16.80% 18.72% 17.15% 17.12% 15.49% 18.46% 18.36% 21.58% 30.49% 18.46% <-Median-> 5 % of Stock Price
Notes:
May 4, 2019.  Last estimates were for 2018, 2019 and 2020 of $51561M, $55615M and $59371M for Revenue, $3.21, $3.68 and $3.85 for EPS and $2531M, $2606M and $2745M for Net Income.
May 5, 2018.  Last estimates were for 2017, 2018 and 2019 of $46608M, $57859M and $60269M for Revenue, $3.26, $3.42 and $4.49 for EPS, $2612M, $2537M and $3206M for Net Income.
April 22, 2017.  Last estimates were for 2016, 2017 and 2018 of $44914M, $48877M and $52311M for Revenue, $3.24, $3.64 and $3.88 for EPS and $2321M, $2553M and $2780M for Net Income.
May 1, 2016.  Last estimates were for 2015, 2016 and 2017 of $53515M, $58238M and $64154M for Revenue, $3.23, $3.48 and $3.83 for EPS and $2306M $2480M and $2758M for Net Income.
May 9, 2015.  Last estimates were for 2014, 2015 and 2016 of $33411Mm, $40445M and $45143M for Revenue, $2.94, $3.24 and $3.01 for EPS and $2205M, $2295M and $2143M for Net Income.
May 9, 2014.  Last estimates were for 2013 and 2014 of $34579M and $37167M for Revenue, $2.61 and $2.92 for EPS.
April 25, 2013. Last estimates were for 2012 and 2013 of $35936M and $39697M for Revenue, $2.56 and $2.83 (and $3.36) for EPS.
May 5, 2012.  Last estimates were for 2011 and 2012 $35,665M and $39,236M for revenue, $2.58 and $2.91 earnings.
May 07, 2011.  The last estimates I got for 2010 and 2011 was $2.53 and $2.95
May 21, 2010.  Last estimates I got for 2010 and 2011 were $2.59 and $2.98 for earnings.
Apr 18, 2010.  When I last looked at this stock, I got estimates for 2009 and 2010 of $2.10 and $2.85 for earnings. 
Aug 26, 2009.  When I last reviewed this stock in May, I got earnings for 2009 and 2010 of $2.60 and $3.00.
May 8, 2009 AR 2008.  All the insider selling seems to be by one director, Robert Gratton.
AP 2007.  Doing better than most financials, but not as well as the overall market.  Made 13% IRR over long term.  I think a keeper, but buy no more as over 5% of portfolio.
AP 2006. Investment Reporter lists this stock as very conservative.
Both Revenue and earnings are increasing.  This is a good stock.  Most years the lows seem to hit 7 and 8 p/e, a good time to buy.
2005 AP.  Stock is doing well.  Have made more on one in RRSP account than in Trading acct. Still a good stock to hold.
2004 AP. This is a core stock.  I am still pleased with it. Since 2001 my IRR is 19.84%  AP 2004
2003. I am still pleased with this stock.  It is a long term keeper.  2003
Sector:
Insurance, Financial Services
What should this stock accomplish?
Would I buy this company and Why.
I think at least one life insurance company should be in a diversified portfolio.
Why I bought this stock.
When I sold some bonds in 2001, I had money to spend.  This was a stock on my hit list and was selling at a reasonable price.
This stock was on Mike Higgs' dividend growth stocks and that is why I started a spreadsheet to investigate this stock in the first place.
Dividends
Dividends are paid in cycle 2, in February, May, August and November.  Dividends are generally paid at the begining of the month (and sometimes at the end of the privous month i.e. at the end of Cycle 1).
Dividends are declared in one month for shareholders of record of that month and then paid in the following month.  For example, Dividends payable on May 1, 2014 wer declared on March 19, 2014 for shareholders of record of March 31, 2014.
How they make their money
Power Financial, a subsidiary of Power Corporation of Canada, is a diversified management and holding company with interests in the financial-services industry
 through its controlling interests in Great-West Lifeco and IGM Financial. It also has holdings in Pargesa, a diversified industrial group based in Europe.
For most ratios, lower is better when looking for a good stock price.  However, there are exceptions such as for yield and asset/liability ratios and here you want a higher ratios to indicate a good stock price.  
Also, for the Operational Profit Margin, a higher percentage is better.  With the OPM, you should only compare companies in similar industries.
Shares; '%, Value $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M
Date May 5 2012 Apr 14 2013 May 10 2014 May 9 2015 May 1 2016 April 22 2017 May 5 2018 May 5 2019
Orr, Robert Jeffrey 0.404 0.06% 0.400 0.06% 0.400 0.06% 0.400 0.06% 0.400 0.06% 0.400 0.06% 0.400 0.06%
CEO - Shares - Amount $14.415 $14.486 $12.737 $13.437 $13.823 $10.337 $12.558
Options - percentage 4.869 0.68% 5.724 0.80% 4.347 0.61% 5.400 0.76% 5.965 0.84% 5.982 0.84% 6.334 0.89%
Options - amount $173.731 $207.099 $138.265 $181.217 $206.035 $154.507 $198.767
Tretiak, Gregory Dennis 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00%
CFO - Shares - Amount $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000
Options - percentage 0.048 0.01% 0.090 0.01% 0.164 0.02% 0.223 0.03% 0.276 0.04% 0.338 0.05% 0.454 0.06%
Options - amount $1.708 $3.247 $5.202 $7.469 $9.545 $8.729 $14.240
De Seze, Amaury-Daniel 0.009 0.00% 0.009 0.00% 0.010 0.00% 0.010 0.00% 0.010 0.00% 0.011 0.00% 0.011 0.00%
Officer - Shares - Amount $0.321 $0.338 $0.308 $0.336 $0.361 $0.281 $0.357
Options - percentage 0.000 0.00% 0.000 0.00% 0.156 0.02% 0.221 0.03% 0.241 0.03% 0.251 0.04% 0.261 0.04%
Options - amount $0.000 $0.000 $4.971 $7.432 $8.326 $6.475 $8.179
Plessis-Bélair, Michel 0.006 0.00% 0.006 0.00% 0.006 0.00% 0.006 0.00% 0.006 0.00% 0.006 0.00% 0.006 0.00%
Officer - Shares - Amount $0.214 $0.217 $0.191 $0.201 $0.207 $0.155 $0.188
Options - percentage 0.023 0.00% 0.024 0.00% 0.025 0.00% 0.026 0.00% 0.271 0.04% 0.028 0.00% 0.030 0.00%
Options - amount $0.811 $0.858 $0.786 $0.866 $9.359 $0.734 $0.945
Bibeau, Marc A. 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00%
Director - Shares - Amount $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000
Options - percentage 0.020 0.00% 0.024 0.00% 0.029 0.00% 0.034 0.00% 0.040 0.01% 0.046 0.01% 0.054 0.01%
Options - amount $0.699 $0.881 $0.920 $1.146 $1.376 $1.182 $1.689
Gratton, Robert 4.211 0.59% 1.043 0.15%
Director - Shares - Amount $150.248 $37.735
Options - percentage 0.941 0.13% 0.024 0.00%
Options - amount $33.569 $0.881
Jackson, John David Allan 0.005 0.00% 0.005 0.00%
Lead Director $0.116 $0.141
Options - percentage 0.010 0.00% 0.014 0.00%
Options - amount $0.267 $0.436
Desmarais, Andre 0.000 0.00% 0.043 0.01% 0.043 0.01% 0.043 0.01% 0.043 0.01% 0.043 0.01%
Co-Chairman $0.000 $1.374 $1.450 $1.492 $1.116 $1.356
Options - percentage 0.000 0.00% 0.770 0.11% 1.152 0.16% 1.497 0.21% 1.969 0.28% 2.443 0.34%
Options - amount $0.000 $24.489 $38.676 $51.690 $50.867 $76.671
Desmarais, Paul Jr 467.839 65.78% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00%
Co-Chairman $16,693 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000
Options - percentage 0.020 0.00% 0.000 0.00% 0.749 0.11% 1.130 0.16% 1.472 0.21% 1.944 0.27% 2.415 0.34%
Options - amount $0.712 $0.000 $23.836 $37.922 $50.836 $50.218 $75.783
Desmarais Family  467.839 65.73% 467.839 65.59% 467.839 65.59% Last updated Jan 2014
Residuary Trust $16,926 $14,882 $15,701 owns 48,363,392 Power C.
In March 2013 % 5.365 0.76%
Amount $146.151
In April 2013 2.749 0.39%
$74.880
Sold Mar, Apr 2013 $71.271
In May 2012 % 9.546 1.35% Old
Amount $260.030 Old
Sold since 2012 $109.783
Sold    $233.000
Net $123.217
In 2012 Circular % 9.546 1.35%
Amount $260.030
Options % 3.914 0.55%
Amount $106.624
Total Shares, options $366.654
Amount Sold  ########
Net $133.773
In 2011 Circular 9.734 1.37%
Shares $248.606
Options % 0.662 0.09%
Amount $16.914
Increase in O/S Shares 2.070 0.29% 0.550 0.08% 1.515 0.21% 0.031 0.00% 0.602 0.08% 0.225 0.03%
due to SO 2013 $73.843 $19.899 $48.192 $1.040 $20.787 $5.812
Book Value $57.000 $22.000 $61.000 $1.000 $21.000 $7.000
Insider Buying $0.000 $0.000 $0.000 -$0.251 $0.000 Yes 0
Insider Selling $74.254 $0.000 $0.000 $20.057 $0.000 Yes 0
Net Insider Selling $85.966 $74.254 $0.000 $0.000 $19.806 $7.181
% of Market Cap 0.33% 0.33% 0.00% 0.00% 0.11% 0.03%
Directors  16 12 12 11 12 12 12
Women 5 31% 2 17% 2 17% 2 18% 2 17% 2 17% 2 17%
Minorities 1 6% 0 0% 0 0% 0 0% 0 0% 0 0% 0 0%
Institutions/Holdings 156 11.48% 178 11.66% 195 13.68% 201 13.76% 217 13.76% 225 13.60%
Total Shares Held 70.903 10.00% 81.661 11.48% 83.136 11.68% 97.538 13.67% 98.132 13.76% 91.691 12.84% 90.329 12.65%
Increase/Decrease 0.549 0.77% -0.108 -0.13% 1.472 1.80% 1.319 1.37% -2.861 -2.83% 0.097 0.11% -6.939 -7.13%
Starting No. of Shares 71.452 81.769 81.665 96.219 100.993 91.594 97.268
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