This report is for educational purposes only, and not to provide investment advice.  Before making any investment decision, you should always do your own research or consult a investment professional.														Estimates	Estimates
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet.														1/31/2025		Estimates
See my website on stocks or see my blog at the following sites.							https://spbrunner.com/stocks.html				https://spbrunner.blogspot.com/			Q1 2025	<--future
Bank of Montreal						TSX:	BMO	NYSE	BMO	https://www.bmo.com		Fiscal Yr:	Oct 31
Year	10/31/12	10/31/13	10/31/14	10/31/15	10/31/16	10/31/17	10/31/18	10/31/19	10/31/20	10/31/21	10/31/22	10/31/23	10/31/24	10/31/25	10/31/26	10/31/27		Value	Description	#Y	Item	Total G
Accounting Rules	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS	IFRS					Accounting Rules
Split Date
split
														$33,680	<-12 mths	2.70%
Revenue*	$16,130	$16,263	$16,718	$19,389	$21,087	$22,260	$23,037	$25,483	$25,186	$27,186	$33,710	$31,199	$32,795	$34,633	$36,568	$37,322		96.17%	<-Total Growth	10	Revenue
Increase	17.6%	0.8%	2.8%	16.0%	8.8%	5.6%	3.5%	10.6%	-1.2%	7.9%	24.0%	-7.4%	5.1%	5.6%	5.6%	2.1%		6.97%	<-IRR #YR->	10	Revenue	96.17%
5 year Running Average	$12,773	$13,985	$15,008	$16,444	$17,917	$19,143	$20,498	$22,251	$23,411	$24,630	$26,920	$28,553	$30,015	$31,905	$33,781	$34,503		5.17%	<-IRR #YR->	5	Revenue	28.69%
Revenue per Share	$24.79	$25.25	$25.84	$30.17	$32.65	$34.36	$36.03	$39.87	$38.99	$41.94	$49.79	$43.28	$44.95	$47.47	$50.13	$51.16		7.18%	<-IRR #YR->	10	5 yr Running Average	100.00%
Increase	15.5%	1.9%	2.3%	16.8%	8.2%	5.2%	4.9%	10.6%	-2.2%	7.6%	18.7%	-13.1%	3.9%	5.6%	5.6%	2.1%		6.17%	<-IRR #YR->	5	5 yr Running Average	34.89%
5 year Running Average	$21.80	$22.82	$23.78	$25.50	$27.74	$29.65	$31.81	$34.62	$36.38	$38.24	$41.32	$42.77	$43.79	$45.49	$47.12	$47.40		5.69%	<-IRR #YR->	10	Revenue per Share	73.99%
P/S (Price/Sales) Med	2.31	2.59	2.94	2.49	2.40	2.73	2.52	2.42	2.06	2.60	2.69	2.79	2.65	2.86	0.00	0.00		2.43%	<-IRR #YR->	5	Revenue per Share	12.76%
P/S (Price/Sales) Close	2.38	2.88	3.14	2.52	2.61	2.88	2.73	2.45	2.03	3.20	2.52	2.42	2.84	2.93	2.78	2.72		6.30%	<-IRR #YR->	10	5 yr Running Average	84.16%
*Total Revenue as stated by BMO					P/S Med	20 yr	2.62	15 yr	2.60	10 yr	2.56	5 yr	2.65		14.48%	Diff M/C		4.81%	<-IRR #YR->	5	5 yr Running Average	26.50%
			-$16,718	$0	$0	$0	$0	$0	$0	$0	$0	$0	$32,795
								-$25,483	$0	$0	$0	$0	$32,795
			-$15,008	$0	$0	$0	$0	$0	$0	$0	$0	$0	$30,015
								-$22,251	$0	$0	$0	$0	$30,015
			-$25.84	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$44.95
								-$39.87	$0.00	$0.00	$0.00	$0.00	$44.95
			-$23.78	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$43.79
								-$34.62	$0.00	$0.00	$0.00	$0.00	$43.79
														$9.57	<-12 mths	-1.14%
Adjusted Profit CDN$	$3,849	$4,038	$1,277	$4,681	$5,020	$5,508	$5,982	$6,249	$5,201	$8,651	$8,808	$8,332	$7,054					452.39%	<-Total Growth	10	Adjusted Profit CDN$
Return on Equity ROE	14.70%	14.35%	4.08%	12.94%	12.85%	13.40%	14.45%	13.67%	10.40%	16.65%	13.61%	11.89%	9.26%					13.17%	<-Median->	10	Return on Equity ROE
5Yr Median	13.80%	14.35%	14.35%	13.80%	12.94%	12.94%	12.94%	13.40%	13.40%	13.67%	13.67%	13.61%	11.89%					13.40%	<-Median->	10	5Yr Median
Basic	$5.97	$6.23	$1.98	$7.26	$7.77	$8.48	$9.30	$9.79	$8.11	$13.37	$13.27	$11.75	$9.69					390.24%	<-Total Growth	10	AEPS
AEPS* Dilued	$5.95	$6.21	$6.59	$7.00	$7.52	$8.16	$8.99	$9.43	$7.71	$12.96	$13.23	$11.73	$9.68	$10.90	$12.87	$13.95		46.89%	<-Total Growth	10	AEPS
Increase	12.48%	4.37%	6.12%	6.22%	7.43%	8.51%	10.17%	4.89%	-18.24%	68.09%	2.08%	-11.34%	-17.48%	12.60%	18.07%	8.39%		10	0	10	Years of Data, EPS P or N	100.00%
5 year Running Average	$4.58	$5.07	$5.77	$6.21	$6.65	$7.10	$7.65	$8.22	$8.36	$9.45	$10.46	$11.01	$11.06	$11.70	$11.68	$11.83		3.92%	<-IRR #YR->	10	AEPS	46.89%
AEPS Yield	10.08%	8.53%	8.12%	9.21%	8.81%	8.26%	9.13%	9.67%	9.72%	9.65%	10.54%	11.19%	7.58%	7.84%	9.25%	10.03%		0.52%	<-IRR #YR->	5	AEPS	2.65%
Payout Ratio	47.06%	47.02%	46.13%	46.00%	44.68%	43.14%	41.38%	42.31%	54.60%	32.72%	38.62%	48.76%	62.40%	56.88%	48.17%	44.44%		6.72%	<-IRR #YR->	10	5 yr Running Average	91.72%
5 year Running Average	64.72%	59.23%	50.27%	47.83%	46.18%	45.39%	44.27%	43.50%	45.22%	42.83%	41.93%	43.40%	47.42%	47.88%	50.97%	52.13%		6.12%	<-IRR #YR->	5	5 yr Running Average	34.57%
Price/AEPS Median	9.63	10.55	11.52	10.72	10.43	11.48	10.10	10.22	10.42	8.41	10.10	10.28	12.29	12.46	0.00	0.00		10.35	<-Median->	10	Price/AEPS Median
Price/AEPS High	10.27	11.90	12.81	11.98	11.60	12.69	10.87	11.28	13.54	10.69	11.19	11.65	13.75	13.42	0.00	0.00		11.63	<-Median->	10	Price/AEPS High
Price/AEPS Low	8.99	9.19	10.23	9.45	9.25	10.27	9.32	9.15	7.29	6.13	9.02	8.91	10.83	11.49	0.00	0.00		9.20	<-Median->	10	Price/AEPS Low
Price/AEPS Close	9.92	11.73	12.32	10.86	11.35	12.11	10.95	10.34	10.29	10.37	9.49	8.93	13.20	12.76	10.81	9.97		10.62	<-Median->	10	Price/AEPS Close
Trailing P/AEPS Close	11.16	12.24	13.07	11.54	12.19	13.14	12.06	10.85	8.41	17.43	9.68	7.92	10.89	14.37	12.76	10.81		11.21	<-Median->	10	Trailing P/AEPS Close
Median Values		DPR	10 Yrs	43.91%	5 Yrs	48.76%	P/CF	5 Yrs	in order	10.28	11.65	8.91	10.29		Diff M/C						DPR 75% to 95% best
* Adjusted Earnings per Share
			-$6.59	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$9.68
								-$9.43	$0.00	$0.00	$0.00	$0.00	$9.68
			-$5.77	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$11.06
								-$8.22	$0.00	$0.00	$0.00	$0.00	$11.06
														$9.40	<-12 mths	-1.16%
Difference Basic and Diluted	0.49%	0.16%	0.47%	0.30%	0.29%	0.38%	0.24%	0.23%	0.13%	0.17%	0.25%	0.18%	0.11%					0.24%	<-Median->	10	Difference Basic and Diluted
EPS Basic	$6.18	$6.27	$6.44	$6.59	$6.94	$7.95	$8.19	$8.68	$7.56	$11.60	$20.04	$5.69	$9.52					47.83%	<-Total Growth	10	EPS Basic
Pre Split '93
Pre Split '01
EPS Diluted*	$6.15	$6.26	$6.41	$6.57	$6.92	$7.92	$8.17	$8.66	$7.55	$11.58	$19.99	$5.68	$9.51	$10.58	$12.41	$13.80		48.36%	<-Total Growth	10	EPS Diluted
Increase	16.9%	1.8%	2.4%	2.5%	5.3%	14.5%	3.2%	6.0%	-12.8%	53.4%	72.6%	-71.6%	67.4%	11.3%	17.3%	11.2%		10	0	10	Years of Data, EPS P or N	100.00%
Earnings Yield	10.4%	8.6%	7.9%	8.6%	8.1%	8.0%	8.3%	8.9%	9.5%	8.6%	15.9%	5.4%	7.4%	7.6%	8.9%	9.9%		4.02%	<-IRR #YR->	10	Earnings per Share	48.36%
5 year Running Average	$4.60	$5.10	$5.77	$6.13	$6.46	$6.82	$7.20	$7.65	$7.84	$8.78	$11.19	$10.69	$10.86	$11.47	$11.63	$10.40		1.89%	<-IRR #YR->	5	Earnings per Share	9.82%
10 year Running Average	$4.48	$4.76	$4.96	$5.15	$5.33	$5.71	$6.15	$6.71	$6.99	$7.62	$9.00	$8.95	$9.26	$9.66	$10.21	$10.79		6.54%	<-IRR #YR->	10	5 yr Running Average	88.38%
*Fully diluted EPS, not basic before goodwill, as on Globe & Mail site									E/P	10 Yrs	8.46%	5Yrs	8.62%					7.27%	<-IRR #YR->	5	5 yr Running Average	42.02%
			-$6.41	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$9.51
								-$8.66	$0.00	$0.00	$0.00	$0.00	$9.51
			-$5.77	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$10.86
								-$7.65	$0.00	$0.00	$0.00	$0.00	$10.86
Dividend*														$6.40	$6.70	$6.38			Estimates		Dividend*
Increase														5.93%	4.64%	-4.71%			Estimates		Increase
Payout Ratio EPS														60.47%	53.95%	46.23%			Estimates		Payout Ratio EPS
Special Dividends	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00		$0.00	<-Median->	10	Special Dividends
Pre Split 93																					Pre Split 93
Pre Split '01																					Pre Split '01
Dividend*	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$6.04	$6.20	$6.20	$6.20		98.68%	<-Total Growth	10	Dividends
Increase	0.00%	4.29%	4.11%	5.92%	4.35%	4.76%	5.68%	7.26%	5.51%	0.71%	20.52%	11.94%	5.59%	2.65%	0.00%	0.00%		31	0	41	Years of data, Count P, N	75.61%
Average Increases 5 Year Running	0.66%	0.86%	1.68%	2.86%	3.73%	4.69%	4.96%	5.59%	5.51%	4.79%	7.94%	9.19%	8.86%	8.28%	8.14%	4.04%		5.24%	<-Median->	10	Average Incr 5 Year Running
Dividends 5 Yr Running	$2.80	$2.82	$2.87	$2.96	$3.07	$3.21	$3.37	$3.56	$3.76	$3.94	$4.25	$4.65	$5.06	$5.46	$5.85	$6.07		76.32%	<-Total Growth	10	Dividends 5 Yr Running
Yield H/L Price	4.89%	4.46%	4.00%	4.29%	4.29%	3.76%	4.10%	4.14%	5.24%	3.89%	3.82%	4.74%	5.08%	4.57%				4.21%	<-Median->	10	Dividends	Item
Yield on High  Price	4.58%	3.95%	3.60%	3.84%	3.85%	3.40%	3.81%	3.75%	4.03%	3.06%	3.45%	4.18%	4.54%	4.24%				3.82%	<-Median->	10	Dividends	EPS
Yield on Low Price	5.24%	5.12%	4.51%	4.87%	4.83%	4.20%	4.44%	4.62%	7.49%	5.33%	4.28%	5.47%	5.76%	4.95%				4.85%	<-Median->	10	Dividends	AEPS
Yield on Close Price	4.74%	4.01%	3.74%	4.23%	3.94%	3.56%	3.78%	4.09%	5.31%	3.16%	4.07%	5.46%	4.73%	4.46%	4.46%	4.46%		4.08%	<-Median->	10	Dividends	CFPS
Payout Ratio EPS	45.53%	46.65%	47.43%	49.01%	48.55%	44.44%	45.53%	46.07%	55.76%	36.61%	25.56%	100.70%	63.51%	58.60%	49.96%	44.93%		47.31%	<-Median->	10	DPR EPS	FCF
DPR EPS 5 Yr Running	60.87%	55.37%	49.81%	48.22%	47.48%	47.12%	46.85%	46.57%	47.93%	44.85%	38.02%	43.53%	46.62%	47.63%	50.32%	58.41%		46.73%	<-Median->	10	DPR EPS 5 Yr Running
Payout Ratio CFPS	17.76%	16.45%	-67.20%	88.69%	-81.94%	78.42%	13.28%	8.70%	5.35%	6.24%	69.80%	42.99%	15.18%	15.58%	#VALUE!	#DIV/0!		14.23%	<-Median->	10	DPR CF
DPR CF 5 Yr Running	38.23%	30.71%	78.63%	44.10%	53.79%	93.13%	61.28%	22.87%	12.29%	8.75%	9.34%	10.92%	12.23%	16.24%	#VALUE!	#DIV/0!		17.58%	<-Median->	10	DPR CF 5 Yr Running
Payout Ratio CFPS WC	36.73%	37.37%	85.71%	-242.57%	40.26%	31.56%	39.54%	23.36%	39.63%	27.72%	-56.81%	86.74%	45.71%	46.92%	#VALUE!	#DIV/0!		35.55%	<-Median->	10	DPR CF WC
DPR CF WC 5 Yr Running	27.39%	26.35%	50.06%	68.38%	59.00%	54.38%	54.17%	39.88%	33.21%	30.96%	48.99%	57.31%	68.93%	69.45%	#VALUE!	#DIV/0!		54.28%	<-Median->	10	DPR CF WC 5 Yr Running
Median 5 Yrs	10 Yr Med	10 Yr Cl	4.21%	4.08%	5 Yr Med	5 Yr Cl	4.74%	4.73%	5 Yr Med	Payout	55.76%	15.18%	39.63%					8.65%	<-IRR #YR->	5	Dividends	51.38%
* Dividends per share	10 Yr Med	and Cur.	5.78%	9.19%	5 Yr Med	and Cur.	-6.02%	-5.73%	Last Div Inc --->		$1.51	$1.55	2.65%					7.11%	<-IRR #YR->	10	Dividends	98.68%
Dividends Growth 15																		5.26%	<-IRR #YR->	15	Dividends	115.71%
Dividends Growth 20																		6.90%	<-IRR #YR->	20	Dividends	279.87%
Dividends Growth 25																		7.79%	<-IRR #YR->	25	Dividends	403.33%
Dividends Growth 30																		8.06%	<-IRR #YR->	30	Dividends	923.73%
Dividends Growth 35																		7.20%	<-IRR #YR->	35	Dividends	1039.62%
Dividends Growth 40																		6.48%	<-IRR #YR->	40	Dividends
Dividends Growth 45																		6.32%	<-IRR #YR->	41	Dividends
Dividends Growth 5								-$3.99	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 5
Dividends Growth 10			-$3.04	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 10
Dividends Growth 15	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 15
Dividends Growth 20	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 20
Dividends Growth 25	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 25
Dividends Growth 30	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 30
Dividends Growth 35	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 35
Dividends Growth 40	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 40
Dividends Growth 45	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$6.04								Dividends Growth 45
Historical Dividends	Historical	High Div	8.37%	Low Div	2.66%	10 Yr High	7.31%	10 Yr Low	3.16%	Med Div	4.47%	Close Div	4.27%								Historical Dividends
High/Ave/Median Values	Curr diff	Exp.	-46.75%		67.56%	Exp.	-39.03%		41.05%	Exp.	-0.29%	Cheap	4.43%								High/Ave/Median
Historical Dividends 1988	Historical	High Div	7.87%	Low Div	2.65%	10 Yr High	7.31%	10 Yr Low	3.16%	Med Div	4.29%	Close Div	4.09%								Historical Dividends
Future Dividend Yield					Div Yd	6.75%	earning in	5	Years	at IRR of	8.65%	Div Inc.	51.38%								Future Dividend Yield
Future Dividend Yield					Div Yd	10.21%	earning in	10	Years	at IRR of	8.65%	Div Inc.	129.15%								Future Dividend Yield
Future Dividend Yield					Div Yd	15.46%	earning in	15	Years	at IRR of	8.65%	Div Inc.	246.89%								Future Dividend Yield
Future Dividend Paid					Div Paid	$9.39	earning in	5	Years	at IRR of	8.65%	Div Inc.	51.38%								Future Dividend Paid
Future Dividend Paid					Div Paid	$14.21	earning in	10	Years	at IRR of	8.65%	Div Inc.	129.15%								Future Dividend Paid
Future Dividend Paid					Div Paid	$21.51	earning in	15	Years	at IRR of	8.65%	Div Inc.	246.89%								Future Dividend Paid
Dividend Covering Cost					Total Div	$36.84	over	5	Years	at IRR of	8.65%	Div Cov.	26.49%								Dividend Covering Cost
Dividend Covering Cost					Total Div	$83.23	over	10	Years	at IRR of	8.65%	Div Cov.	59.84%								Dividend Covering Cost
Dividend Covering Cost					Total Div	$153.46	over	15	Years	at IRR of	8.65%	Div Cov.	110.32%								Dividend Covering Cost
I am earning GC					Div Gr	1165.31%	10/04/83	# yrs ->	42	1983	$7.37	Cap Gain	1787.38%								I am earning GC
I am earning Div					org yield	6.65%	10/31/25	Trading	Div G Yrly	6.21%	Div start	$0.49	-6.65%	84.12%							I am earning Div
I am earning GC					Div Gr	121.43%	11/28/08	# yrs ->	17	2008	$58.09	Cap Gain	139.46%								I am earning GC
I am earning Div					org yield	4.82%	10/31/25	Pension	Div G Yrly	4.81%	Div start	$2.80	-4.82%	10.67%							I am earning Div
Yield if held 5 years	4.20%	5.80%	7.68%	5.58%	5.63%	6.15%	5.68%	5.26%	5.61%	5.41%	5.46%	6.30%	6.27%	7.72%	5.69%	4.64%		5.62%	<-Median->	10	Paid Median Price
Yield if held 10 years	7.88%	6.62%	5.58%	5.44%	5.31%	5.28%	7.39%	10.07%	7.30%	7.11%	8.92%	8.73%	7.96%	8.26%	7.91%	6.62%		7.34%	<-Median->	10	Paid Median Price
Yield if held 15 years	11.13%	8.42%	10.22%	11.34%	8.71%	9.91%	8.44%	7.33%	7.12%	6.70%	7.67%	11.36%	15.25%	10.75%	10.39%	10.82%		8.57%	<-Median->	10	Paid Median Price
Yield if held 20 years	26.24%	23.99%	23.05%	23.37%	18.92%	13.99%	10.72%	13.42%	14.82%	10.99%	14.38%	12.97%	11.09%	10.48%	9.79%	9.31%		13.70%	<-Median->	10	Paid Median Price
Yield if held 25 years	35.42%	43.23%	39.87%	43.75%	41.43%	32.98%	30.56%	30.26%	30.55%	23.88%	20.31%	16.49%	20.31%	21.83%	16.07%	17.45%		30.40%	<-Median->	10	Paid Median Price
Yield if held 30 years		39.78%	48.29%	48.52%	43.56%	44.53%	55.07%	52.33%	57.20%	52.28%	47.88%	46.99%	45.80%	44.99%	34.92%	24.64%		48.20%	<-Median->	10	Paid Median Price
Yield if held 35 years							50.68%	63.38%	63.44%	54.97%	64.64%	84.68%	79.21%	84.24%	76.45%	58.10%		63.44%	<-Median->	7	Paid Median Price
Yield if held 40 years												77.93%	95.95%	93.43%	80.39%	78.43%		86.94%	<-Median->	2	Paid Median Price
Cost covered if held 5 years	21.01%	28.05%	36.26%	25.62%	25.71%	28.04%	25.74%	23.46%	25.06%	25.10%	22.71%	25.63%	26.28%	34.00%	26.84%	22.71%		25.63%	<-Median->	10	Paid Median Price
Cost covered if held 10 years	66.85%	57.45%	49.17%	47.59%	46.19%	45.12%	61.54%	81.23%	58.22%	58.69%	65.17%	61.28%	56.82%	61.46%	62.44%	55.12%		58.45%	<-Median->	10	Paid Median Price
Cost covered if held 15 years	114.75%	89.12%	111.07%	124.12%	97.19%	112.06%	95.69%	81.87%	79.37%	77.27%	77.05%	107.76%	145.16%	105.57%	107.74%	118.17%		96.44%	<-Median->	10	Paid Median Price
Cost covered if held 20 years	301.44%	283.72%	280.45%	287.06%	237.75%	178.58%	137.73%	170.96%	190.32%	148.20%	171.94%	148.47%	128.36%	125.55%	123.49%	122.62%		171.45%	<-Median->	10	Paid Median Price
Cost covered if held 25 years	440.10%	550.85%	520.92%	576.26%	557.86%	451.93%	422.24%	415.51%	423.47%	348.58%	263.11%	204.81%	256.11%	286.48%	224.08%	257.40%		418.87%	<-Median->	10	Paid Median Price
Cost covered if held 30 years		540.57%	670.81%	677.47%	620.12%	643.26%	800.44%	754.49%	831.71%	800.54%	651.24%	613.42%	607.51%	621.64%	513.42%	383.77%		664.35%	<-Median->	10	Paid Median Price
Cost covered if held 35 years							770.27%	953.73%	960.76%	875.29%	912.33%	1144.93%	1086.56%	1202.80%	1161.48%	935.72%		953.73%	<-Median->	7	Paid Median Price
Cost covered if held 40 years												1053.68%	1316.12%	1333.91%	1221.24%	1263.25%		1184.90%	<-Median->	2	Paid Median Price
																				Yr	Item	Tot. Growth
Revenue Growth								$25,483	$25,186	$27,186	$33,710	$31,199	$32,795	$33,680	<-12 mths	2.70%		28.69%	<-Total Growth	5	Revenue Growth	28.69%
AEPS Growth								$9.43	$7.71	$12.96	$13.23	$11.73	$9.68	$9.57	<-12 mths	-1.14%		2.65%	<-Total Growth	5	AEPS Growth	2.65%
Net Income Growth								$5,758	$5,097	$7,754	$13,537	$4,365	$7,318	$7,260	<-12 mths	-0.80%		27.09%	<-Total Growth	5	Net Income Growth	27.09%
Cash Flow Growth								$29,303	$50,836	$44,049	$4,957	$9,591	$29,030					-0.93%	<-Total Growth	5	Cash Flow Growth	-0.93%
Dividend Growth								$3.99	$4.21	$4.24	$5.11	$5.72	$6.04	$6.20	<-12 mths	2.65%		51.38%	<-Total Growth	5	Dividend Growth	51.38%
Stock Price Growth								$97.50	$79.33	$134.37	$125.49	$104.79	$127.74	$139.10	<-12 mths	8.89%		31.02%	<-Total Growth	5	Stock Price Growth	31.02%
Revenue Growth			$16,718	$19,389	$21,087	$22,260	$23,037	$25,483	$25,186	$27,186	$33,710	$31,199	$32,795	$34,633	<-this year	5.60%		96.17%	<-Total Growth	10	Revenue Growth	96.17%
AEPS Growth			$6.59	$7.00	$7.52	$8.16	$8.99	$9.43	$7.71	$12.96	$13.23	$11.73	$9.68	$10.90	<-this year	12.60%		46.89%	<-Total Growth	10	AEPS Growth	46.89%
Net Income Growth			$4,277	$4,370	$4,622	$5,348	$5,450	$5,758	$5,097	$7,754	$13,537	$4,365	$7,318	$8,315	<-this year	13.62%		71.10%	<-Total Growth	10	Net Income Growth	71.10%
Cash Flow Growth			-$2,927	$2,333	-$2,648	$2,908	$17,912	$29,303	$50,836	$44,049	$4,957	$9,591	$29,030					1091.80%	<-Total Growth	10	Cash Flow Growth	1091.80%
Dividend Growth			$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$6.04	$6.40	<-this year	5.93%		98.68%	<-Total Growth	10	Dividend Growth	98.68%
Stock Price Growth			$81.19	$76.04	$85.36	$98.83	$98.43	$97.50	$79.33	$134.37	$125.49	$104.79	$127.74	$139.10	<-this year	8.89%		57.33%	<-Total Growth	10	Stock Price Growth	57.33%
Dividends on Shares	$215.60	$224.84	$234.08	$247.94	$258.72	$271.04	$286.44	$307.23	$324.17	$326.48	$393.47	$440.44	$465.08	$477.40	$477.40	$477.40		$6,168.86	Total Divs	30	Total Dividends	12/31/94
Paid	$4,686.22	$5,452.37	$6,327.86	$6,012.16	$7,435.89	$7,745.43	$6,867.63	$7,749.28	$7,452.06	$10,486.63	$9,444.82	$10,095.47	$10,745.35	$10,710.70	$10,710.70	$10,710.70		$10,745.35	Worth	30	Worth	$13.06
Total																		$16,914.21	Total Return
Dividends on Shares				$41.86	$43.68	$45.76	$48.36	$51.87	$54.73	$55.12	$66.43	$74.36	$78.52	$80.60	$80.60	$80.60		$560.69	No of Years	10	Total Dividends	12/31/14
Paid			$1,068.34	$1,015.04	$1,255.41	$1,307.67	$1,159.47	$1,308.32	$1,258.14	$1,770.47	$1,594.58	$1,704.43	$1,814.15	$1,808.30	$1,808.30	$1,808.30		$1,814.15	No of Years	10	Worth	$82.18
Total																		$2,374.84
Graham No. AEPS	$73.40	$78.13	$84.65	$94.17	$101.17	$107.95	$114.43	$123.20	$115.88	$152.90	$168.69	$160.14	$150.79	$160.05	$173.91	$181.06		78.13%	<-Total Growth	10	Graham Price AEPS
Price/GP Ratio Med	0.78	0.84	0.90	0.80	0.77	0.87	0.79	0.78	0.69	0.71	0.79	0.75	0.79	0.85				0.79	<-Median->	10	Price/GP Ratio
Price/GP Ratio High	0.83	0.95	1.00	0.89	0.86	0.96	0.85	0.86	0.90	0.91	0.88	0.85	0.88	0.91				0.88	<-Median->	10	Price/GP Ratio
Price/GP Ratio Low	0.73	0.73	0.80	0.70	0.69	0.78	0.73	0.70	0.49	0.52	0.71	0.65	0.70	0.78				0.70	<-Median->	10	Price/GP Ratio
Price/GP Ratio Close	0.80	0.93	0.96	0.81	0.84	0.92	0.86	0.79	0.68	0.88	0.74	0.65	0.85	0.87	0.80	0.77		0.83	<-Median->	10	Price/GP Ratio
Prem/Disc Close	-19.60%	-6.80%	-4.09%	-19.25%	-15.63%	-8.44%	-13.98%	-20.86%	-31.54%	-12.12%	-25.61%	-34.56%	-15.29%	-13.09%	-20.02%	-23.18%		-17.44%	<-Median->	10	Graham Price
Graham No. EPS	$74.63	$78.45	$83.49	$91.23	$97.05	$106.35	$109.09	$118.06	$114.67	$144.53	$207.36	$111.44	$149.46	$157.68	$170.78	$180.09		79.02%	<-Total Growth	10	Graham Price EPS
Price/GP Ratio Med	0.77	0.83	0.91	0.82	0.81	0.88	0.83	0.82	0.70	0.75	0.64	1.08	0.80	0.86				0.81	<-Median->	10	Price/GP Ratio
Price/GP Ratio High	0.82	0.94	1.01	0.92	0.90	0.97	0.90	0.90	0.91	0.96	0.71	1.23	0.89	0.93				0.91	<-Median->	10	Price/GP Ratio
Price/GP Ratio Low	0.72	0.73	0.81	0.73	0.72	0.79	0.77	0.73	0.49	0.55	0.58	0.94	0.70	0.79				0.72	<-Median->	10	Price/GP Ratio
Price/GP Ratio Close	0.79	0.93	0.97	0.83	0.88	0.93	0.90	0.83	0.69	0.93	0.61	0.94	0.85	0.88	0.81	0.77		0.87	<-Median->	10	Price/GP Ratio
Prem/Disc Close	-20.91%	-7.17%	-2.76%	-16.65%	-12.05%	-7.07%	-9.77%	-17.42%	-30.82%	-7.03%	-39.48%	-5.97%	-14.53%	-11.79%	-18.55%	-22.76%		-13.29%	<-Median->	10	Graham Price
Month, Year December	Dec-12	Dec-13	Dec-14	Dec-15	Dec-16	Dec-17	Dec-18	Dec-19	Dec-20	Dec-21	Dec-22	Dec-23	Dec-24	Dec-25	Dec-26	Dec-27		41.00	<Count Years>	37	Month, Year
Pre Split '92
Pre Split '01
Price Close	$60.86	$70.81	$82.18	$78.08	$96.57	$100.59	$89.19	$100.64	$96.78	$136.19	$122.66	$131.11	$139.55	$139.10	$139.10	$139.10		69.81%	<-Total Growth	10	Stock Price
Increase	8.91%	16.35%	16.06%	-4.99%	23.68%	4.16%	-11.33%	12.84%	-3.84%	40.72%	-9.93%	6.89%	6.44%	-0.32%	0.00%	0.00%		15.04	<-Median->	10	CAPE (10 Yr P/E)
P/E	9.90	11.31	12.82	11.88	13.96	12.70	10.92	11.62	12.82	11.76	6.14	23.08	14.67	13.15	11.21	10.08		6.76%	<-IRR #YR->	5	Stock Price	38.66%
Trailing P/E	11.57	11.51	13.13	12.18	14.70	14.54	11.26	12.32	11.18	18.04	10.59	6.56	24.57	14.63	13.15	11.21		5.44%	<-IRR #YR->	10	Stock Price	69.81%
CAPE (10 Yr P/E)	13.60	14.88	16.58	15.16	18.13	17.62	14.50	15.01	13.85	17.88	13.62	14.66	15.08	14.41	13.63	12.89		11.12%	<-IRR #YR->	5	Price & Dividend	67.79%
Median 10, 5 Yrs		D.  per yr	4.03%	4.36%	% Tot Ret	42.57%	39.24%	T P/E	12.25	11.18	P/E:	12.29	12.82					9.47%	<-IRR #YR->	10	Price & Dividend	125.99%
Price  15		D.  per yr	4.36%		% Tot Ret	40.93%						CAPE Diff	-12.59%					6.30%	<-IRR #YR->	15	Stock Price	149.87%
Price  20		D.  per yr	3.81%		% Tot Ret	45.78%												4.51%	<-IRR #YR->	20	Stock Price	141.60%
Price  25		D.  per yr	4.94%		% Tot Ret	40.75%												7.18%	<-IRR #YR->	25	Stock Price	466.13%
Price  30		D.  per yr	5.57%		% Tot Ret	40.41%												8.22%	<-IRR #YR->	30	Stock Price	968.33%
Price  35		D.  per yr	5.81%		% Tot Ret	40.71%												8.46%	<-IRR #YR->	35	Stock Price	1617.54%
Price  40		D.  per yr	6.18%		% Tot Ret	42.59%												8.33%	<-IRR #YR->	40	Stock Price	2355.89%
Price  45		D.  per yr	5.23%		% Tot Ret	40.72%												7.62%	<-IRR #YR->	41	Stock Price
Price & Dividend 15																		10.66%	<-IRR #YR->	15	Price & Dividend 15	257.82%
Price & Dividend 20																		8.32%	<-IRR #YR->	20	Price & Dividend 20	265.39%
Price & Dividend 25																		12.12%	<-IRR #YR->	25	Price & Dividend 25	778.84%
Price & Dividend 30																		13.79%	<-IRR #YR->	30	Price & Dividend 30	1586.16%
Price & Dividend 35																		14.27%	<-IRR #YR->	35	Price & Dividend 35	2954.32%
Price & Dividend 40																		14.51%	<-IRR #YR->	40	Price & Dividend 35	3866.69%
Price & Dividend 45																		12.85%	<-IRR #YR->	41	Price & Dividend 35
Price  5								-$100.64	$0.00	$0.00	$0.00	$0.00	$139.55								Price  5
Price 10			-$82.18	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price 10
Price & Dividend 5								-$100.64	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 5
Price & Dividend 10			-$82.18	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 10
Price  15	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  15
Price  20	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  20
Price  25	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  25
Price  30	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  30
Price  35	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  35
Price  40	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  40
Price  45	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$139.55								Price  45
Price & Dividend 15	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 15
Price & Dividend 20	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 20
Price & Dividend 25	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 25
Price & Dividend 30	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 30
Price & Dividend 35	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 35
Price & Dividend 40	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 40
Price & Dividend 45	$2.80	$2.92	$3.04	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$145.59								Price & Dividend 45
Month, Year October	Oct-12	Oct-13	Oct-14	Oct-15	Oct-16	Oct-17	Oct-18	Oct-19	Oct-20	Oct-21	Oct-22	Oct-23	Oct-24	Oct-25	Oct-26	Oct-27		41.00	<Count Years>		Month, Year
Pre Split '92
Pre Split '01
Price Close	$59.02	$72.82	$81.19	$76.04	$85.36	$98.83	$98.43	$97.50	$79.33	$134.37	$125.49	$104.79	$127.74	$139.10	$139.10	$139.10		57.33%	<-Total Growth	10	Stock Price
Increase	0.22%	23.38%	11.49%	-6.34%	12.26%	15.78%	-0.40%	-0.94%	-18.64%	69.38%	-6.61%	-16.50%	21.90%	8.89%	0.00%	0.00%		4.64%	<-IRR #YR->	10	Stock Price	57.33%
P/E	9.60	11.63	12.67	11.57	12.34	12.48	12.05	11.26	10.51	11.60	6.28	18.45	13.43	13.15	11.21	10.08		5.55%	<-IRR #YR->	5	Stock Price	31.02%
Trailing P/E	11.22	11.84	12.97	11.86	12.99	14.28	12.43	11.93	9.16	17.80	10.84	5.24	22.49	14.63	13.15	11.21		8.85%	<-IRR #YR->	10	Price & Dividend	114.20%
Median 10, 5 Yrs		D.  per yr	4.22%	4.61%	% Tot Ret	47.63%	45.34%	T P/E	12.18	10.84	P/E:	11.83	11.60					10.16%	<-IRR #YR->	5	Price & Dividend	61.08%
			-$81.19	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$127.74
								-$97.50	$0.00	$0.00	$0.00	$0.00	$127.74
			-$81.19	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$133.78
								-$97.50	$4.21	$4.24	$5.11	$5.72	$133.78
Price H/L Median	$57.28	$65.49	$75.91	$75.03	$78.40	$93.68	$90.79	$96.34	$80.34	$109.04	$133.68	$120.61	$118.95	$135.77				56.69%	<-Total Growth	10	Stock Price
Increase	-4.01%	14.33%	15.91%	-1.16%	4.49%	19.48%	-3.09%	6.12%	-16.61%	35.73%	22.60%	-9.78%	-1.38%	14.15%				4.59%	<-IRR #YR->	10	Stock Price	56.69%
P/E	9.31	10.46	11.84	11.42	11.33	11.83	11.11	11.12	10.64	9.42	6.69	21.23	12.51	12.83				4.31%	<-IRR #YR->	5	Stock Price	23.46%
Trailing P/E	10.89	10.65	12.13	11.71	11.93	13.54	11.46	11.79	9.28	14.44	11.54	6.03	20.94	14.28				9.11%	<-IRR #YR->	10	Price & Dividend	117.51%
P/E on Run. 5 yr Ave	12.45	12.84	13.17	12.24	12.13	13.74	12.61	12.60	10.24	12.42	11.95	11.28	10.95	11.84				9.08%	<-IRR #YR->	5	Price & Dividend	53.89%
P/E on Run. 10 yr Ave	12.80	13.76	15.31	14.57	14.72	16.41	14.76	14.36	11.50	14.31	14.85	13.48	12.85	14.06				11.12	P/E Ratio		Historical Median
Median 10, 5 Yrs		D.  per yr	4.52%	4.77%	% Tot Ret	49.57%	52.57%	T P/E	11.75	11.54	P/E:	11.23	10.64						Count	41	Years of data
			-$75.91	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$118.95
								-$96.34	$0.00	$0.00	$0.00	$0.00	$118.95
			-$75.91	$3.22	$3.36	$3.52	$3.72	$3.99	$4.21	$4.24	$5.11	$5.72	$124.99
								-$96.34	$4.21	$4.24	$5.11	$5.72	$124.99
High Months	Jan 12	Oct 13	Sep 13	Nov14	Sep 16	Mar 17	Apr 18	May 19	Jan 20	Oct 21	Mar 22	Feb 23	Apr 24	Dec 24
Pre Split '92
Pre Split '01
Price High	$61.08	$73.90	$84.42	$83.88	$87.24	$103.52	$97.74	$106.36	$104.43	$138.57	$148.01	$136.68	$133.08	$146.32				57.64%	<-Total Growth	10	Stock Price
Increase	-4.07%	20.99%	14.24%	-0.64%	4.01%	18.66%	-5.58%	8.82%	-1.81%	32.69%	6.81%	-7.65%	-2.63%	9.95%				4.66%	<-IRR #YR->	10	Stock Price	57.64%
P/E	9.93	11.81	13.17	12.77	12.61	13.07	11.96	12.28	13.83	11.97	7.40	24.06	13.99	13.83				4.58%	<-IRR #YR->	5	Stock Price	25.12%
Trailing P/E	11.61	12.02	13.49	13.09	13.28	14.96	12.34	13.02	12.06	18.35	12.78	6.84	23.43	15.39				13.17	P/E Ratio		Historical Median
Median 10, 5 Yrs								T P/E	13.05	12.78	P/E:	12.69	13.83					14.54	P/E Ratio		Historical High
			-$84.42	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$133.08
								-$106.36	$0.00	$0.00	$0.00	$0.00	$133.08
Low Months	Jun 12	Nov 12	Feb 14	Aug 15	Feb 16	Nov 16	Nov 16	Dec18	Mar 20	Nov 21	Jul 22	Oct 23	Nov 23	Nov 24
Pre Split '92
Pre Split '01
Price Low	$53.48	$57.08	$67.40	$66.18	$69.56	$83.83	$83.83	$86.32	$56.24	$79.50	$119.34	$104.53	$104.81	$125.22				55.50%	<-Total Growth	10	Stock Price
Increase	-3.93%	6.73%	18.08%	-1.81%	5.11%	20.51%	0.00%	2.97%	-34.85%	41.36%	50.11%	-12.41%	0.27%	19.47%				4.51%	<-IRR #YR->	10	Stock Price	55.50%
P/E	8.70	9.12	10.51	10.07	10.05	10.58	10.26	9.97	7.45	6.87	5.97	18.40	11.02	11.84				3.96%	<-IRR #YR->	5	Stock Price	21.42%
Trailing P/E	10.17	9.28	10.77	10.32	10.59	12.11	10.58	10.57	6.49	10.53	10.31	5.23	18.45	13.17				10.26	P/E Ratio		Historical Median
Median 10, 5 Yrs								T P/E	10.55	10.31	P/E:	10.06	7.45					6.26	P/E Ratio		Historical Low
			-$67.40	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$104.81
								-$86.32	$0.00	$0.00	$0.00	$0.00	$104.81
Free Cash Flow MS old				$5,340	$5,900	$6,420	$6,950	$6,940	$8,620	$8,670	$14,110	$6,060									Free Cash Flow MS old
Change					10.49%	8.81%	8.26%	-0.14%	24.21%	0.58%	62.75%	-57.05%									Change
Free Cash Flow MS	$9,597	$10,829	-$3,664	$1,726	-$3,339	$2,117	$17,026	$28,175	$49,800	$43,070	$3,510	$7,910	$11,380					410.59%	<-Total Growth	10	Free Cash Flow
Change	882.29%	12.84%	-133.84%	147.11%	-293.45%	163.40%	704.25%	65.48%	76.75%	-13.51%	-91.85%	125.36%	43.87%					-16.58%	<-IRR #YR->	5	Free Cash Flow MS	-59.61%
FCF/CF from Op Ratio	0.94	0.95	1.25	0.74	1.26	0.73	0.95	0.96	0.98	0.98	0.71	0.82	0.39					#NUM!	<-IRR #YR->	10	Free Cash Flow MS	410.59%
Dividends paid	$1,419	$1,896	$1,851	$2,135	$2,219	$2,010	$2,582	$2,752	$2,475	$2,980	$2,595	$2,703	$3,840					107.46%	<-Total Growth	10	Dividends paid
Percentage paid	14.79%	17.51%	-50.52%	123.70%	-66.46%	94.95%	15.17%	9.77%	4.97%	6.92%	73.93%	34.17%	33.74%					$0.24	<-Median->	10	Percentage paid
5 Year Coverage				46.04%	62.84%	131.84%	77.87%	25.59%	12.84%	9.13%	9.45%	10.20%	12.62%								5 Year Coverage
Dividend Coverage Ratio	6.76	5.71	-1.98	0.81	-1.50	1.05	6.59	10.24	20.12	14.45	1.35	2.93	2.96					2.94	<-Median->	10	Dividend Coverage Ratio
5 Year of Coverage				2.17	1.59	0.76	1.28	3.91	7.79	10.95	10.58	9.81	7.93								5 Year of Coverage
								-$28,175	$0	$0	$0	$0	$11,380
			$3,664	$0	$0	$0	$0	$0	$0	$0	$0	$0	$11,380
Free Cash Flow WSJ				$6,739	$6,149	$4,614	$11,689	$9,419	-$928	$12,939	$32,142	$16,079	$20,236					200.28%	<-Total Growth	9	Free Cash Flow
Change					-8.76%	-24.96%	153.34%	-19.42%	-109.85%	1494.29%	148.41%	-49.98%	25.85%					16.53%	<-IRR #YR->	5	Free Cash Flow MS	114.84%
FCF/CF from Op Ratio				2.89	-2.32	1.59	0.65	0.32	-0.02	0.29	6.48	1.68	0.70					12.99%	<-IRR #YR->	9	Free Cash Flow MS	#DIV/0!
Dividends paid				$2,135	$2,219	$2,010	$2,582	$2,752	$2,475	$2,980	$2,595	$2,703	$3,840					79.86%	<-Total Growth	9	Dividends paid
Percentage paid				31.68%	36.09%	43.56%	22.09%	29.22%	-266.70%	23.03%	8.07%	16.81%	18.98%					$0.23	<-Median->	10	Percentage paid
5 Year Covrage								30.30%	38.90%	33.92%	20.51%	19.39%	18.14%								5 Year Coverage
Dividend Coverage Ratio				3.16	2.77	2.30	4.53	3.42	-0.37	4.34	12.39	5.95	5.27					3.88	<-Median->	10	Dividend Coverage Ratio
5 Year of Coverage								3.30	2.57	2.95	4.88	5.16	5.51								5 Year of Coverage
								-$9,419	$0	$0	$0	$0	$20,236
				-$6,739	$0	$0	$0	$0	$0	$0	$0	$0	$20,236
Market Cap	$38,406	$46,906	$52,534	$48,862	$55,122	$64,024	$62,929	$62,325	$51,238	$87,090	$84,970	$75,544	$93,190	$101,478	$101,478	$101,478		77.39%	<-Total Growth	10	Market Cap
Pre Split '01 (report 1997)
Diluted # of Shares in Million	648.62	649.81	648.48	647.16	644.05	651.96	644.91	640.36	642.13	648.68	665.71	710.52	728.35	728.35				12.32%	<-Total Growth	10	Diluted
Change	9.28%	0.18%	-0.20%	-0.20%	-0.48%	1.23%	-1.08%	-0.71%	0.28%	1.02%	2.63%	6.73%	2.51%	0.00%				0.65%	<-Median->	10	Change
Difference Diluted/Basic	-0.6%	-0.2%	-0.4%	-0.3%	0.3%	-0.4%	-0.3%	-0.3%	-0.1%	-0.2%	-0.3%	-0.2%	-0.1%	-0.1%				-0.25%	<-Median->	10	Difference Diluted/Basic
Pre Split '01 (report 1997)
Average # of Shares in Million	644.41	648.48	645.86	644.92	646.15	649.65	642.93	638.39	641.42	647.16	663.99	709.36	727.74	727.74				12.68%	<-Total Growth	10	Basic
Change	8.96%	0.63%	-0.40%	-0.15%	0.19%	0.54%	-1.03%	-0.71%	0.48%	0.89%	2.60%	6.83%	2.59%	0.00%				0.51%	<-Median->	10	Change
Difference	1.0%	-0.7%	0.2%	-0.4%	-0.1%	-0.3%	-0.6%	0.1%	0.7%	0.2%	2.0%	1.6%	0.2%	0.2%				0.14%	<-Median->	10	Difference
Pre Split '01 (report 1997)
# of Share in Millions	650.727	644.130	647.050	642.583	645.761	647.816	639.330	639.232	645.889	648.136	677.107	720.909	729.530	729.530	729.530	729.530		1.21%	<-IRR #YR->	10	Shares	12.75%
Change	1.84%	-1.01%	0.45%	-0.69%	0.49%	0.32%	-1.31%	-0.02%	1.04%	0.35%	4.47%	6.47%	1.20%	0.00%	0.00%	0.00%		2.68%	<-IRR #YR->	5	Shares	14.13%
Cash Flow from Operations $M	$10,258	$11,433	-$2,927	$2,333	-$2,648	$2,908	$17,912	$29,303	$50,836	$44,049	$4,957	$9,591	$29,030	$29,030	<-12 mths			1091.80%	<-Total Growth	10	Cash Flow
Increase	1693.36%	11.45%	-125.60%	179.71%	-213.50%	209.82%	515.96%	63.59%	73.48%	-13.35%	-88.75%	93.48%	202.68%	0.00%	<-12 mths			S.Issues	DRIP, SO		Buy Backs
5 year Running Average	$4,257	$5,695	$2,550	$4,334	$3,690	$2,220	$3,516	$9,962	$19,662	$29,002	$29,411	$27,747	$27,693	$23,331	<-12 mths			985.81%	<-Total Growth	10	CF 5 Yr Running
CFPS	$15.76	$17.75	-$4.52	$3.63	-$4.10	$4.49	$28.02	$45.84	$78.71	$67.96	$7.32	$13.30	$39.79	$39.79	<-12 mths			979.67%	<-Total Growth	10	Cash Flow per Share
Increase	1661.04%	12.60%	-125.49%	180.26%	-212.94%	209.47%	524.13%	63.62%	71.70%	-13.65%	-89.23%	81.73%	199.10%	0.00%	<-12 mths			#NUM!	<-IRR #YR->	10	Cash Flow	1091.80%
5 year Running Average	$7.32	$9.20	$3.65	$6.70	$5.70	$3.45	$5.50	$15.58	$30.59	$45.00	$45.57	$42.63	$41.42	$33.63	<-12 mths			-0.19%	<-IRR #YR->	5	Cash Flow	-0.93%
P/CF on Med Price	3.63	3.69	-16.78	20.67	-19.12	20.87	3.24	2.10	1.02	1.60	18.26	9.07	2.99	3.41	<-12 mths			#NUM!	<-IRR #YR->	10	Cash Flow per Share	979.67%
P/CF on Closing Price	3.74	4.10	-17.95	20.94	-20.82	22.02	3.51	2.13	1.01	1.98	17.14	7.88	3.21	3.50	<-12 mths			-2.79%	<-IRR #YR->	5	Cash Flow per Share	-13.19%
															12.23%	Diff M/C		27.49%	<-IRR #YR->	10	CFPS 5 yr Running	1033.97%
Excl.Working Capital CF	-$5,298	-$6,400	$5,222	-$3,186	$8,037	$4,317	-$11,897	-$18,383	-$43,975	-$34,134	-$11,048	-$4,837	-$19,390	$0	<-12 mths			21.60%	<-IRR #YR->	5	CFPS 5 yr Running	165.92%
CF fr Op $M WC	$4,960	$5,033	$2,295	-$853	$5,389	$7,225	$6,015	$10,920	$6,861	$9,915	-$6,091	$4,754	$9,640	$9,640	<-12 mths			320.04%	<-Total Growth	10	Cash Flow less WC
Increase	96.05%	1.47%	-54.40%	-137.17%	731.77%	34.07%	-16.75%	81.55%	-37.17%	44.51%	-161.43%	178.05%	102.78%	0.00%	<-12 mths			15.43%	<-IRR #YR->	10	Cash Flow less WC	320.04%
5 year Running Average	$5,829	$6,294	$3,614	$2,793	$3,365	$3,818	$4,014	$5,739	$7,282	$8,187	$5,524	$5,272	$5,016	$5,572	<-12 mths			-2.46%	<-IRR #YR->	5	Cash Flow less WC	-11.72%
CFPS Excl. WC	$7.62	$7.81	$3.55	-$1.33	$8.35	$11.15	$9.41	$17.08	$10.62	$15.30	-$9.00	$6.59	$13.21	$13.21	<-12 mths			3.33%	<-IRR #YR->	10	CF less WC 5 Yr Run	38.77%
Increase	92.51%	2.51%	-54.61%	-137.43%	728.66%	33.64%	-15.64%	81.57%	-37.82%	44.01%	-158.80%	173.31%	100.38%	0.00%	<-12 mths			-2.66%	<-IRR #YR->	5	CF less WC 5 Yr Run	-12.60%
5 year Running Average	$10.22	$10.72	$5.74	$4.32	$5.20	$5.91	$6.23	$8.93	$11.32	$12.71	$8.68	$8.12	$7.35	$7.86	<-12 mths			14.06%	<-IRR #YR->	10	CFPS - Less WC	272.55%
P/CF on Med Price	7.51	8.38	21.40	-56.52	9.39	8.40	9.65	5.64	7.56	7.13	-14.86	18.29	9.00	10.27	<-12 mths			-5.01%	<-IRR #YR->	5	CFPS - Less WC	-22.65%
P/CF on Closing Price	7.74	9.32	22.89	-57.28	10.23	8.86	10.46	5.71	7.47	8.78	-13.95	15.89	9.67	10.53	<-12 mths			2.50%	<-IRR #YR->	10	CFPS 5 yr Running	28.05%
*Operational Cash Flow per share			CF/CF-WC	P/CF Med	10 yr	3.11	5 yr	2.99	P/CF Med	10 yr	7.98	5 yr	7.56		31.90%	Diff M/C		-3.83%	<-IRR #YR->	5	CFPS 5 yr Running	-17.75%
Note:  redid changes in wc to agree with G&M and Google from 2010 to 2014) used to be -$1763 $508, $-94 and -$9071
			-647.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	729.5								Shares
								-639.2	0.0	0.0	0.0	0.0	729.5								Shares
			$2,927	$0	$0	$0	$0	$0	$0	$0	$0	$0	$29,030								Cash Flow
								-$29,303	$0	$0	$0	$0	$29,030								Cash Flow
			$4.52	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$39.79								Cash Flow per Share
								-$45.84	$0.00	$0.00	$0.00	$0.00	$39.79								Cash Flow per Share
			-$3.65	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$41.42								CFPS 5 yr Running
								-$15.58	$0.00	$0.00	$0.00	$0.00	$41.42								CFPS 5 yr Running
			-$2,295	$0	$0	$0	$0	$0	$0	$0	$0	$0	$9,640								Cash Flow less WC
								-$10,920	$0	$0	$0	$0	$9,640								Cash Flow less WC
			-$3,614	$0	$0	$0	$0	$0	$0	$0	$0	$0	$5,016								CF less WC 5 Yr Run
								-$5,739	$0	$0	$0	$0	$5,016								CF less WC 5 Yr Run
			-$3.55	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$13.21								CFPS - Less WC
								-$17.08	$0.00	$0.00	$0.00	$0.00	$13.21								CFPS - Less WC
			-$5.74	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$7.35								CFPS 5 yr Running
								-$8.93	$0.00	$0.00	$0.00	$0.00	$7.35								CFPS 5 yr Running
Net Income
Impairmant Write down Secuities
Net Gain in Securities , not Trading								-250	-$126	-$592	-$281
Net chge in trading securities			-$8,470	$15,613	-$11,403	-$16,237	-$2,650	$13,816	-$10,276	-$10,447	$1,698
Provision for credit losses			$561	$612	$815	$746	$662	$872	$2,953	$20	$313
Change in derivative instruments
Chge in derivative asset						$15,544	$5,287	$6,902	-$12,229	$542	-$13,376
Chge in derivative liability			$1,402	$9,320	-$5,598	-$14,923	-$6,699	-$3,774	$5,614	$529	$27,800
Amortization Premises & Eq
Write down of goodwill										$779	$0
Net decrease in current income tax as set			$546	$298	-$345	-$497	-$232	$483	$111	$127
Net chge in current income tax liability			-$226	-$141	-$18	$52	-$87	-$15	$26	$85
Net Change in Income Tax Asset								$354	-$55	-$539	$328
Net Change in current tax liablity								$6	$62	$143	$156
Change in accrued interest – (Increase) decrease in interest receivable			-$36	$53	-$81	-$130	-$366	-$299	$178	$75	-$1,170
Increase (decrease) in interest payable			$160	-$113	$64	$15	$337	$313	-$352	-$366	$1,312
Changes in other items and accruals, net			$4,094	$4,791	$2,408	-$3,416	$956	-$1,255	-$501	$723	-$6,222
Net increase in deposits			$9,814	$7,967	$22,906	$15,409	$35,261	$48,009	$88,341	$52,244	$45,232
Net chge in loans			-$15,207	-$15,600	-$23,235	-$6,823	-$23,089	-$43,381	-$21,941	-$23,748	-$74,748
Net chge in securities sold but not yet purchased			$4,429	-$7,049	$2,793	$336	$2,004	-$2,524	$2,972	$3,545	$7,515
Net chge in securities lent or sold under repurchase agreements			$9,073	-$4,625	-$82	$16,535	$452	$20,358	$824	$12,866	$810
Net chge in securities borrowed or purchased under resale agreements			-$11,362	-$7,940	$3,739	-$10,891	-$2,958	-$19,396	-$714	-$289	-$954
Net Chge in Securitization, Structure entities liab.								$1,120	-$968	-$378	$1,023
Sum			-$5,222	$3,186	-$8,037	-$4,280	$8,878	$21,339	$53,919	$35,319	-$10,564	$0	$0
Google --> TD Bank			-$5,222	$3,186	-$8,037	-$4,317	$11,897	$18,383	$43,975	$34,134	$11,048	$4,837	$19,390
Difference			$0	$0	$0	$37	-$3,019	$2,956	$9,944	$1,185	-$21,612	-$4,837	-$19,390
TD Bank 2018			-$6,794	-$6,317	-$2,620	-$4,317
Difference			$1,572	$9,503	-$5,417	$37
TD Bank 2019/20				-$6,474	-$2,257	-$3,861	$12,216	$21,511
Difference				$9,660	-$5,780	-$419	-$3,338
OPM	25.51%	25.72%	25.58%	22.54%	21.92%	24.03%	23.66%	22.60%	20.24%	28.52%	40.16%	13.99%	22.31%	24.01%				-12.78%	<-Total Growth	10	OPM
Increase	9.60%	0.82%	-0.54%	-11.90%	-2.75%	9.61%	-1.53%	-4.49%	-10.44%	40.94%	40.79%	-65.16%	59.49%	7.59%					Should increase		or be stable.
Diff from Median	13.0%	14.0%	13.4%	-0.1%	-2.9%	6.5%	4.8%	0.1%	-10.3%	26.4%	77.9%	-38.0%	-1.1%	6.4%				0.00	<-Median->	10	OPM
*Operational Profit Margin (Net Income/Revenue) Ratio for banks									OPM	10 Yrs	22.57%	5 Yrs	22.31%					should be	zero, it is a		check on calculations
EBIT									$9,771	$11,208	$12,022	$13,346	$13,423	14525	15487	15748					EBITDA	From Mkt Sc
Change										14.71%	7.26%	11.01%	0.58%	8.21%	6.62%	1.69%					Change	no EBITDA
Margin									38.80%	41.23%	35.66%	42.78%	40.93%	41.94%	42.35%	42.19%					Margin
Covering Assets					$544,817	$562,627	$617,012	$672,322	$745,707	$792,675	$917,801	$1,060,916	$1,143,634	$1,143,634							Covering Assets
Change						3.27%	9.67%	8.96%	10.92%	6.30%	15.79%	15.59%	7.80%	0.00%				9.32%	<-Median->	8	Change	Type
Debt - Deposits				$438,169	$473,372	$483,488	$522,051	$568,143	$659,034	$685,631	$769,478	$917,904	$990,817	$990,817							Debt	Lg Term R A
Change					8.03%	2.14%	7.98%	8.83%	16.00%	4.04%	12.23%	19.29%	7.94%	7.94%				8.03%	<-Median->	9	Change	Lg Term R
Debt/Covering Assets Ratio					0.87	0.86	0.85	0.85	0.88	0.86	0.84	0.87	0.87	0.87							Debt/Covering Assets	Intang/GW
Debt/Market Cap Ratio				8.97	8.59	7.55	8.30	9.12	12.86	7.87	9.06	12.15	10.63	10.63				9.01	<-Median->	10	Debt/Market Cap Ratio	Liquidity
Assets/Current Liabilities Ratio				66.06	62.16	63.88	81.02	82.47	93.03	93.00	79.16	74.63	77.25	77.25				78.20	<-Median->	10	Assets/Current Liabilities Ratio	Liq. + CF
Current Liabilities/Asset Ratio				0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01				0.01	<-Median->	10	Current Liabilities/Asset Ratio	Debt Ratio
Debt to Cash Flow (Years)				187.81	-178.77	166.26	29.15	19.39	12.96	15.57	155.23	95.70	34.13	34.13				31.64	<-Median->	10	Debt to Cash Flow (Years)	Leverage Bk
																						Leverage
Intangibles	$1,552	$1,530	$2,052	$2,208	$2,178	$2,159	$2,272	$2,272	$2,442	$2,266	$2,193	$5,216	$4,925	$4,925				140.01%	<-Total Growth	10	Intangibles	D/E Ratio
Goodwill	$3,717	$3,893	$5,353	$6,069	$6,381	$6,244	$6,373	$6,373	$6,535	$5,378	$5,285	$16,728	$16,774	$16,774				213.36%	<-Total Growth	10	Goodwill
Total	$5,269	$5,423	$7,405	$8,277	$8,559	$8,403	$8,645	$8,645	$8,977	$7,644	$7,478	$21,944	$21,699	$21,699				193.03%	<-Total Growth	10	Total
Change		2.92%	36.55%	11.78%	3.41%	-1.82%	2.88%	0.00%	3.84%	-14.85%	-2.17%	193.45%	-1.12%	$0				1.44%	<-Median->	10	Change
Intangible/Market Cap Ratio	0.14	0.12	0.14	0.17	0.16	0.13	0.14	0.14	0.18	0.09	0.09	0.29	0.23	0.21				0.15	<-Median->	10	Intangible/Market Cap Ratio
Current Assets	$26,282	$32,601	$34,496	$47,677	$36,101	$39,089	$50,447	$56,790	$67,243	$101,564	$93,200	$82,059	$68,738	$68,738				Liq ratio of 1.5 and up, best			Assets
Current Liabilities (Other)	$9,927	$8,772	$8,763	$9,716	$11,067	$11,108	$9,554	$10,333	$10,204	$10,625	$14,391	$17,330	$18,249	$18,249				5.09	<-Median->	10	Liabilities
Liquidity	2.65	3.72	3.94	4.91	3.26	3.52	5.28	5.50	6.59	9.56	6.48	4.74	3.77	3.77				6.48	<-Median->	5	Ratio
Liq. with CF aft div	3.50	4.81	3.21	4.93	2.73	3.58	6.91	8.09	11.31	13.45	6.58	5.05	5.12	5.11				6.58	<-Median->	5	Ratio
Liq. CF re  Inv+Div	2.00	3.94	3.21	4.93	1.26	2.78	3.16	2.79	2.74	13.08	2.16	2.27	2.18	5.11				2.27	<-Median->	5	Ratio
																		Banks usually have a ratio of 1.04 or 1.05
Assets	$525,449	$537,299	$588,659	$641,881	$687,935	$709,580	$774,048	$852,195	$949,261	$988,175	$1,139,199	$1,293,276	$1,409,647	$1,409,647				Debt ratio of 1.5 and up, best			Assets
Liabilities	$495,359	$505,818	$553,255	$601,968	$645,607	$665,226	$728,321	$801,119	$892,668	$930,652	$1,068,161	$1,216,239	$1,325,361	$1,325,361				1.06	<-Median->	10	Liabilities
Debt Ratio	1.06	1.06	1.06	1.07	1.07	1.07	1.06	1.06	1.06	1.06	1.07	1.06	1.06	1.06				1.06	<-Median->	5	Ratio
Check on Liabilities			$553,255	$601,968	$645,607	$665,226
Estimates BVPS														$108.70	$113.80	$121.40					Estimates BVPS
Estimate Book Value														$79,300	$83,020	$88,565					Estimate Book Value
P/B Ratio (Close)														1.28	1.22	1.15					P/B Ratio (Close)
Difference from 10 year median															-4.48%	Diff M/C					Difference from 10 yr med.
Total Equity	$30,090	$31,481	$35,404	$39,913	$42,328	$44,354	$45,727	$51,076	$56,593	$57,523	$71,038	$77,037	$84,286	$84,286				138.07%	<-Total Growth	10	Book Value
Preferred Shares	$2,465	$2,265	$3,040	$3,240	$3,240	$3,240	$4,340	$5,348	$6,598	$5,558	$6,308	$6,958	$8,087	$8,087				166.02%	<-Total Growth	10	Preferred Shares
NCI in Subsidaries	$1,435	$1,072	$1,091	$491	$24	$0	$0	$0	$0	$0	$0	$28	$36	$0							NCI in Subsidaries
Book Value	$26,190	$28,144	$31,273	$36,182	$39,064	$41,114	$41,387	$45,728	$49,995	$51,965	$64,730	$70,051	$76,163	$76,199	$76,199	$76,199		143.54%	<-Total Growth	10	Book Value
Book Value per Share	$40.25	$43.69	$48.33	$56.31	$60.49	$63.47	$64.73	$71.54	$77.40	$80.18	$95.60	$97.17	$104.40	$104.45	$104.45	$104.45		116.01%	<-Total Growth	10	Book Value per Share
Change	8.15%	8.56%	10.62%	16.50%	7.43%	4.91%	2.00%	10.51%	8.20%	3.58%	19.24%	1.64%	7.44%	0.05%	0.00%	0.00%		-5.04%	P/B Ratio		Current/Historical Median
5 yr run. Ave Inc	7.39%	6.53%	8.64%	10.69%	10.25%	9.61%	8.29%	8.27%	6.61%	5.84%	8.71%	8.63%	8.02%	6.39%	5.67%	1.83%		8.46%	<-Median->	10	5 yr run. Ave Inc
P/B Ratio (Median)	1.42	1.50	1.57	1.33	1.30	1.48	1.40	1.35	1.04	1.36	1.40	1.24	1.14	1.30				1.40	P/BV Ratio		Historical Median
P/B Ratio (Close)	1.47	1.67	1.68	1.35	1.41	1.56	1.52	1.36	1.02	1.68	1.31	1.08	1.22	1.33	1.33	1.33		8.01%	<-IRR #YR->	10	Book Value per Share
Change	-7.34%	13.65%	0.79%	-19.61%	4.49%	10.36%	-2.36%	-10.36%	-24.81%	63.53%	-21.67%	-17.85%	13.46%	8.84%	0.00%	0.00%		7.85%	<-IRR #YR->	5	Book Value per Share	116.01%
Banks Says Leverage Ratio is												4.20	4.40	4.40								45.94%
Leverage (A/BK)	17.46	17.07	16.63	16.08	16.25	16.00	16.93	16.68	16.77	17.18	16.04	16.79	16.72	16.72				16.70	<-Median->	5	A/BV
Debt/Equity Ratio	16.46	16.07	15.63	15.08	15.25	15.00	15.93	15.68	15.77	16.18	15.04	15.79	15.72	15.72				15.70	<-Median->	5	Debt/Eq Ratio
Sharerholders Equity (Assets less liabilities)									P/BV	10 yr Med	1.34	5 yr Med	1.24		-0.59%	Diff M/C		20.11	Historical	37	A/BV
			-$48.33	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$104.40
								-$71.54	$0.00	$0.00	$0.00	$0.00	$104.40
Comprehensive Income	$4,003	$4,370	$5,271	$7,670	$4,417	$3,990	$4,741	$7,185	$6,886	$4,792	$12,533	$4,687	$10,884
NCI	$74	$65	$56	$35	$9	$2	$0	$0	$0	$0	$0	$12	$9
Shareholders	$3,929	$4,305	$5,215	$7,635	$4,408	$3,988	$4,741	$7,185	$6,886	$4,792	$12,533	$4,675	$10,875					108.53%	<-Total Growth	10	Comprehensive Income
Increase	12.00%	9.57%	21.14%	46.40%	-42.27%	-9.53%	18.88%	51.55%	-4.16%	-30.41%	161.54%	-62.70%	132.62%					-4.2%	<-Median->	5	Comprehensive Income
5 Yr Running Average	$2,997	$3,206	$3,922	$4,918	$5,098	$5,110	$5,197	$5,591	$5,442	$5,518	$7,227	$7,214	$7,952					7.63%	<-IRR #YR->	10	Comprehensive Income
ROE	15.0%	15.3%	16.7%	21.1%	11.3%	9.7%	11.5%	15.7%	13.8%	9.2%	19.4%	6.7%	14.3%					8.64%	<-IRR #YR->	5	Comprehensive Income	108.53%
5Yr Median	14.8%	14.8%	15.0%	15.3%	15.3%	15.3%	11.5%	11.5%	11.5%	11.5%	13.8%	13.8%	13.8%					7.33%	<-IRR #YR->	10	5 Yr Running Average	51.36%
% Difference from NI	-4.5%	2.9%	21.9%	74.7%	-4.6%	-25.4%	-13.0%	24.8%	35.1%	-38.2%	-7.4%	7.1%	48.6%					7.30%	<-IRR #YR->	5	5 Yr Running Average	102.78%
Median Values										Diff	5, 10 yr	1.2%	7.1%					13.8%	<-Median->	5	Return on Equity	42.22%
			-$5,215	$0	$0	$0	$0	$0	$0	$0	$0	$0	$10,875
								-$7,185	$0	$0	$0	$0	$10,875
			-$3,922	$0	$0	$0	$0	$0	$0	$0	$0	$0	$7,952
								-$5,591	$0	$0	$0	$0	$7,952
Current Liability Coverage Ratio	0.50	0.57	0.26	-0.09	0.49	0.65	0.63	1.06	0.67	0.93	-0.42	0.27	0.53	0.53							CFO / Current Liabilities
5 year Median			0.38	0.26	0.49	0.49	0.49	0.63	0.65	0.67	0.67	0.67	0.53	0.53				0.53	<-Median->	5	Current Liability Cov Ratio
Asset Efficiency Ratio	0.94%	0.94%	0.39%	-0.13%	0.78%	1.02%	0.78%	1.28%	0.72%	1.00%	-0.53%	0.37%	0.68%	0.68%							CFO / Total Assets
5 year Median	0.79%	0.94%	0.79%	0.53%	0.78%	0.78%	0.78%	0.78%	0.78%	1.00%	0.78%	0.72%	0.68%	0.68%				0.7%	<-Median->	5	Return on Assets
Return on Assets ROA	0.78%	0.78%	0.73%	0.68%	0.67%	0.75%	0.70%	0.68%	0.54%	0.78%	1.19%	0.34%	0.52%	0.59%				Net	Income/Assets		Return on Assets
5Yr Median	0.66%	0.67%	0.73%	0.73%	0.73%	0.73%	0.70%	0.68%	0.68%	0.70%	0.70%	0.68%	0.54%	0.59%				0.5%	<-Median->	5	Asset Efficiency Ratio
Return on Equity ROE	15.71%	14.86%	13.68%	12.08%	11.83%	13.01%	13.17%	12.59%	10.20%	14.92%	20.91%	6.23%	9.61%	10.91%				Net Inc/	Shareholders' equity		Return on Equity
5Yr Median	13.43%	14.23%	14.23%	13.68%	13.68%	13.01%	13.01%	12.59%	12.59%	13.01%	13.17%	12.59%	10.20%	10.91%				10.2%	<-Median->	5	Return on Equity
														$7,260	<-12 mths	-0.80%
Net Income	$4,189	$4,248	$4,333	$4,405	$4,631	$5,350	$5,450	$5,758	$5,097	$7,754	$13,537	$4,377	$7,327					69.10%	<-Total Growth	10	Net Income
NCI	$74	$65	$56	$35	$9	$2	$0	$0	$0	$0	$0	$12	$9								NCI
Shareholders	$4,115	$4,183	$4,277	$4,370	$4,622	$5,348	$5,450	$5,758	$5,097	$7,754	$13,537	$4,365	$7,318	$8,315	$9,457	$10,181		71.10%	<-Total Growth	10	Net Income
Increase	28.88%	1.65%	2.25%	2.17%	5.77%	15.71%	1.91%	5.65%	-11.48%	52.13%	74.58%	-67.76%	67.65%	13.62%	13.73%	7.66%		EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average	$2,747	$3,188	$3,701	$4,028	$4,313	$4,560	$4,813	$5,110	$5,255	$5,881	$7,519	$7,302	$7,614	$8,258	$8,598	$7,927		5.52%	<-IRR #YR->	10	Net Income
Operating Cash Flow	$10,258	$11,433	-$2,927	$2,333	-$2,648	$2,908	$17,912	$29,303	$50,836	$44,049	$4,957	$9,591	$29,030					4.91%	<-IRR #YR->	5	Net Income	71.10%
Investment Cash Flow	-$7,467	-$1,939	$3,293	$4,026	-$15,341	-$3,155	-$11,333	-$19,580	-$31,974	-$299	-$29,471	-$21,157	-$24,529					7.48%	<-IRR #YR->	10	5 yr Running Average	27.09%
Total Accruals	$1,324	-$5,311	$3,911	-$1,989	$22,611	$5,595	-$1,129	-$3,965	-$13,765	-$35,996	$38,051	$15,931	$2,817					8.30%	<-IRR #YR->	5	5 yr Running Average	105.74%
Total Assets	$525,449	$537,299	$588,659	$641,881	$687,935	$709,580	$774,048	$852,195	$949,261	$988,175	$1,139,199	$1,293,276	$1,409,647						Balance Sheet		Assets	49.02%
Accruals Ratio	0.25%	-0.99%	0.66%	-0.31%	3.29%	0.79%	-0.15%	-0.47%	-1.45%	-3.64%	3.34%	1.23%	0.20%					0.20%	<-Median->	5	Ratio
EPS/CF Ratio	0.81	0.80	1.81	-4.95	0.83	0.71	0.87	0.51	0.71	0.76	-2.22	0.86	0.72					0.72	<-Median->	10	EPS/CF Ratio
			-$4,277	$0	$0	$0	$0	$0	$0	$0	$0	$0	$7,318
								-$5,758	$0	$0	$0	$0	$7,318
			-$3,701	$0	$0	$0	$0	$0	$0	$0	$0	$0	$7,614
								-$5,110	$0	$0	$0	$0	$7,614
Chge in Close	0.22%	23.38%	11.49%	-6.34%	12.26%	15.78%	-0.40%	-0.94%	-18.64%	69.38%	-6.61%	-16.50%	21.90%	8.89%	0.00%	0.00%			Count	30	Years of data
up/down																			Count	6	20.00%
Meet Prediction?																		% right	Count	2	33.33%
Financial Cash Flow	-$2,037	-$4,832	-$465	$66	$7,975	$1,996	$2,737	-$2,612	-$10,304	-$5,122	$15,980	$268	-$17,412						C F Statement		Financial Cash Flow
Total Accruals	$3,361	-$479	$4,376	-$2,055	$14,636	$3,599	-$3,866	-$1,353	-$3,461	-$30,874	$22,071	$15,663	$20,229								Accruals
Accruals Ratio	0.64%	-0.09%	0.74%	-0.32%	2.13%	0.51%	-0.50%	-0.16%	-0.36%	-3.12%	1.94%	1.21%	1.44%					1.21%	<-Median->	5	Ratio
Net Cash Flow	265.0	6,142.0	2,297.0	11,909.0	-8,642.0	946.0	$9,543	$6,661	$8,605	$35,853	-$5,795	-$5,795	-$5,795								Net Cash Flow
Per share	0.41	9.54	3.55	18.53	-13.38	1.46	14.93	10.42	13.32	55.32	-8.56	-8.04	-7.94								Per share
5 yr Running	6.10	6.06	6.02	6.89	3.73	3.94	5.02	6.39	5.35	19.09	17.09	12.49	8.82								5 yr Running
Cash	$19,941	$26,083	$28,386	$40,295	$31,653	$32,599	$42,142	$48,803	$57,408	$93,261	$87,466	$77,934	$65,098	$65,098							Cash
Cash per Share	$30.64	$40.49	$43.87	$62.71	$49.02	$50.32	$65.92	$76.35	$88.88	$143.89	$129.18	$108.11	$89.23	$89.23				$108.11	<-Median->	5	Cash per Share
Percentage of Stock Price	51.92%	55.61%	54.03%	82.47%	57.42%	50.92%	66.97%	78.30%	112.04%	107.09%	102.94%	103.16%	69.86%	64.15%				103.16%	<-Median->	5	% of Stock Price
Notes:
December 28, 2024.  Last estimates were for 2024, 2025, 2026 of $33872M, $35166M, $37474M Revenue, $12.09, $13.03, $13.99 AEPS, $11.01, $12.56, $13.37 EPS, $6.13, $6.44, $6.38 Dividends, $103.00, $110.00, $115.00 BVPS, $5790M, $7110M, $9222M Net Income.
$11.01, $12.56, $13.37 EPS, $6.13, $6.44, $6.38 Dividends, $103.00, $110.00, $115.00 BVPS, $5790M, $7110M, $9222M Net Income.
December 24, 2023.  Last estimates were for 2023, 2024 and 2023 of $32052M, $34182M and $30225M for Revenue, $13.60, $14.25 and $12.75 for AEPS,
$12.70, $14.30 and $11.90 for EPS, $5.82, $6.19 and $6.245 for Dividends, $105M, $111M and $101M for BVPS, and $8800M, $8942M and $8174M for Net Income
December 26, 2022.  Last estimates were for 2022, 2023 and 2024 of $26818M, $28386M and $27769M for Revenue, $12.60, $13.10 and $12.10 for EPS,
$5.45, $5.85 and $5.98 for Dividends, $87.20, $92.80 and $87.10 for BVPS, and $7997M, $8276M and $7839M for Net Income.
December 31, 2021.  Last estimates were for 2021 and 2022 of $23629M, and $24617M for Revenue, $8.41, $9.53 and $8.56 for EPS for 2021-23,
$4.24, $4.23 and $4.03 for Dividends fore 2021-23, and $5331M, $6246M for Net Income.
December 27, 2020.  Last estimates were for 2020, 2021 and 2022 of $23749M, $24673M and $26071M for Revenue, $9.64, $10.00 and $10.91 for EPS,
$4.21 and $4.24 for Dividends for 2020 and 2021, $9.61 for CFPS for 2020 and $6135M and $6358M for Net Income for 2020 and 2021.
December 29, 2019.  Last estimates were for 2019 and 2020 of $23219M, $23785M for Revenue, $8.84 and $5.98 for EPS, $11.20 and $9.65 for CFPS and $5822 for Net Income for 2019.
January 1, 2019.  Last estimates were for 2018, 2019 and 2020 of $22262m, 23219m and 23785M for Revenue, $8.30, $8.84 and $9.98 for EPS,
$7.79, $11.20 and $9.61 for CFPS and $5409M $5822M for Net Income for 2018 and 2019.
December 31, 2017.  Last estimates were for 2017, 2018 and 2019 of $21273M, $22316M and $23571M for Revenue, $758, $8.04 and $9.11 for EPS,
$7.79 and $8.32 for CFPS for 2017 and 2018 and $4844M and $5202M for 2017 and 2018 for Net Income.
January 1, 2017.  Last estimates were for 2016, 2017 and 2018 of $20041m, $22254M and $22369M for Revenue, $6.99, $7.39 amd $8.10 for EPS,
$7.79, $8.21 and $8.32 for CFPS and $4501M and $4419M for 2016 and 2017 for Net Income.
January 2, 2016.  Last estimates were for 2015, 2016 and 2017 of $18023M, $19108M and $19969M for Revenue, $6.73, $7.21 and $7.47 for EPS, $7.59. $8.07 and $7.86 For CFPS, $4397M $4706M and $5214M for Net Income.
January 4, 2015.  Last estimates were for 2014, 2015 and 2016 of $16831M, $17804M and $19152M for revenue, $6.40, $6.80 and $7.47 for EPS, $7.38, $7.81 and $7.21 for CFPS amd $4137M, $4373M and $4755M for Net Income.
January 1, 2014.  Last estimates were for 2013 and 2014 of $15352M and $16098M for Revenue, $5.93 and $6.36 for EPS and $7.53 for CFPS for 2014.
January 4, 2013.  Last estimates were for 2012 and 2013 of $14466M and $15137M for Revenue, $5.65 and $6.14 for EPS and $7.53 and $7.53 for CFPS
Dec 17, 2011.  Fixed my purchases price.  Did not account for split in 2001.  I purchased stocks from 1983 to 1987, by dividend reinvestment and extra cash.
December 11, 2011.  Last estimates for 2011 and 2012 were $5.42 and $5.96 for EPS, $7.23 and $7.78 for CF.
Dec 13, 2010.  The last time I looked I got for 2010 and 2011, earnings of $4.30 and $5.15 and cash flow of $6.70 and $7.23.
Dec 18, 2009.  When I last looked at this stock in Feb 2009, I got 2009 and 2010 earnings of $4.11 and $4.40.
AR 2008.  I have still done well overall I have done well with BMO, but I see a concern with the inability to grow Revneue over the last few years.
AR 2006.  Overall I have done well with BMO.
2005. I have done well by BMO.  However, I wonder if it is overvalued. TD Newcrest seems to say the same thing. Rate it a Hold due to valuation.
2004. Doing OK and what I want it to do.  However, note that Revenue is not increasing like dividend or price.
2003. One has to wonder when the Cash from Operation shows positive or negative based on Changes in Trading Securities?
2003. I do not think that the liquid ratio shows me anything for this stock, so I am using total assets and liability.
2003. Note both this stock and RY's stock has increased in price re P/E and is at a 10 year high.
2002. I have done well by Bank of Montreal.
2002. Note that IRR is high for Share Price Low as p/e has changed from 8.5 to 12.0
This bank has been paying dividends since 1829.  This is the longest unbroken record of any Canadian Company
Sector:
Bank, Financial Services
What should this stock accomplish?
It should provide growing capital return and growing dividends.
Would I buy this company and Why.
You would buy for Income and some capital gains.
Why am I following this stock.
I am following this stock because I own it.
Why I bought this stock.
When I bought this stock in 1983, I thought it was the best bank stock to buy at that time.
Dividends
Dividends are pain in Cycle 2, that is in November, February, May, and August.   They are paid near the end of the month.  Dividends are declared for shareholders of record near the beginning of the month and paid near the end of the month.
For example, the dividend payable on February 26, 2013 was for shareholders of record of February 1, 2013.
Misson Statement or closes thing I can find.
What I am looking for is a statement that the company wants to do well by their customers, employees, and community and and thereby earn shareholders a reasonable return.
BMO says that their approach involves:
Delivering value to our customers.
Creating opportunities for our employees.
Generating greater rewards for our shareholders.
Contributing to the well-being of the communities where we do business.
Integrating respect for the environment into our business growth strategies and practices.
How they make their money.
Bank of Montreal is a diversified financial-services provider based in North America, operating four business segments: Canadian personal and commercial banking,
US P&C banking, wealth management, and capital markets. The bank's operations are primarily in Canada, with a material portion also in the U.S.
Copyright © 2008 Website of SPBrunner. All rights reserved.
For all Ratios, lower is better when looking for a good stock price.  The exception is for yield and here you want a higher yield to indicate a good stock price.
Shares; '%, Value $M	%, Val $M	Shares	%, Val $M	Shares	%, Val $M	Shares	%, Val $M	Shares	%, Val $M	Shares	%, Val $M	Shares	%, Val $M	Shares	%, Val $M			Shares	%, Val $M
Date	2017	Dec 31	2017	Jan 1	2018	Dec 29	2019	Dec 29	2020	Dec 31	2021	Dec 27	2022	Dec 27	2023			Dec 28	2024			Change
White, William Darryl		0.000	$0.000	0.407	0.06%	0.021	0.05%	0.021	0.00%	0.031	0.00%	0.031	0.00%	0.046	0.01%			0.051	0.01%
CEO - Shares - Amount			$0.027		$39.708		$1.646		$2.80		$3.89		$3.26		$5.89				$7.06			9.98%
Options - percentage		0.330	$0.001	0.403	0.06%	0.526	0.08%	0.647	0.10%	0.754	0.11%	0.884	0.12%	0.991	0.14%			1.038	0.14%
Options - amount			$32.468		$39.303		$41.702		$86.92		$94.65		$92.65		$126.55				$144.36			4.76%
Downe, William	0.04%
CEO - Shares - Amount	$24.124
Options - percentage	0.26%
Options - amount	$165.869
Reuters Options Value
Tuzun, Tayfun										0.000	0.00%	0.000	0.00%	0.000	0.00%			0.000	0.00%
CFO - Shares - Amount											$0.00		$0.00		$0.00				$0.00			#DIV/0!
Options - percentage										0.063	0.01%	0.099	0.01%	0.135	0.02%			0.146	0.02%
Options - amount											$7.85		$10.41		$17.22				$20.38			8.65%
Flynn, Thomas Earl	0.00%	0.016	$0.000	0.017	0.00%	0.017	0.00%	0.018	0.00%												ceased insider Feb 2021
CFO - Shares - Amount	$1.417		$1.555		$1.633		$1.353		$2.36
Options - percentage	0.05%	0.302	$0.000	0.227	0.04%	0.257	0.04%	0.293	0.05%
Options - amount	$33.468		$29.717		$22.096		$20.358		$39.35
Barclay, Daniel						0.003	0.00%	0.003	0.00%	0.004	0.00%	0.004	0.00%	0.004	0.00%
Officer - Shares - Amount							$0.255		$0.46		$0.47		$0.41		$0.53							-100.00%
Options - percentage						0.245	0.04%	0.327	0.05%	0.382	0.06%	0.451	0.06%	0.416	0.06%
Options - amount							$19.429		$43.93		$47.95		$47.23		$53.20							-100.00%
Tannenbaum, Alan														0.001	0.00%			0.001	0.00%
Officer - Shares - Amount															$0.15				$0.16			0.09%
Options - percentage														0.227	0.03%			0.263	0.04%
Options - amount															$28.95				$36.60			16.10%
Hackett, Darrel														0.004	0.00%			0.005	0.00%
Officer - Shares - Amount															$0.56				$0.64			3.67%
Options - percentage														0.192	0.03%			0.204	0.03%
Options - amount															$24.51				$28.34			6.18%
Haward-Laird, Sharon Marie												0.008	0.00%	0.008	0.00%			0.008	0.00%		last report Dec 2024
Officer - Shares - Amount													$0.80		$1.01				$1.15			4.48%
Options - percentage												0.074	0.01%	0.096	0.01%			0.112	0.02%
Options - amount													$7.78		$12.32				$15.63			16.46%
Allinott, Leo Edwin
Officer - Shares - Amount
Options - percentage
Options - amount
Dent, Stephen John												0.025	0.00%	0.025	0.00%			0.025	0.00%		Started to follow as he has
Director - Shares - Amount													$2.62		$3.19				$3.48		lots of shares	0.00%
Options - percentage												0.003	0.00%	0.005	0.00%			0.007	0.00%
Options - amount													$0.28		$0.64				$1.02			46.40%
Babiak, Jan	0.00%	0.001	$0.000	0.001	0.00%	0.001	0.00%	0.001	0.00%	0.001	0.00%	0.001	0.00%	0.001	0.00%			0.001	0.00%
Director - Shares - Amount	$0.049		$0.049		$0.049		$0.040		$0.07		$0.06		$0.05		$0.06				$0.07			0.00%
Options - percentage	0.00%	0.015	$0.000	0.019	0.00%	0.023	0.00%	0.028	0.00%	0.031	0.00%	0.035	0.00%	0.039	0.01%			0.044	0.01%
Options - amount	$1.212		$1.52		$1.829		$1.795		$3.71		$3.90		$3.64		$5.04				$6.14			11.95%
Brokderick Craig Wyeth												0.005	0.00%	0.005	0.00%			0.005	0.00%
Director - Shares - Amount													$0.52		$0.64				$0.70			0.00%
Options - percentage												0.012	0.00%	0.016	0.00%			0.019	0.00%
Options - amount													$1.26		$2.00				$2.68			23.27%
Cope, George A						0.026	0.00%	0.063	0.01%	0.063	0.01%	0.063	0.01%	0.080	0.01%			0.080	0.01%
Chairman - Shares - Amt							$2.036		$8.49		$7.93		$6.62		$10.24				$11.15			0.00%
Options - percentage						0.045	0.01%	0.052	0.01%	0.058	0.01%	0.065	0.01%	0.073	0.01%			0.082	0.01%
Options - amount							$3.561		$7.02		$7.34		$6.80		$9.36				$11.37			11.50%
Prichard, John Robert Stobo	0.00%	0.012	$0.000	0.012	0.00%	0.012	0.00%
Chairman - Shares - Amt	$1.137		$1.132		$1.121		$0.91
Options - percentage	0.01%	0.095	$0.000	0.105	0.02%	0.116	0.02%
Options - amount	$8.521		$9.398		$10.239		$9.21
Increase in O/S Shares	0.33%	2.234	0.34%	1.513	0.24%	0.962	0.15%	0.564	0.09%	1.631	0.25%	0.734	0.11%	0.725	0.10%			0.812	0.11%
due to SO	$179.545		$220.767		$148.955		$93.839		$44.711		$219.140		$92.06		$75.957				$103.68
Book Value	$136.000		$146.000		$99.000		$62.000		$40.000		$122.000		$57.000		$61.000				$74.000
Insider Buying	-$0.021		-$2.003		-$3.061		-$0.917		-$5.179		$0.000		-$0.045		-$0.045				$0.000
Insider Selling	$37.542		$29.907		$50.792		$4.572		$1.830		$21.497		$0.000		$0.000				$4.423
Net Insider Selling	$37.521		$27.904		$47.731		$3.655		-$3.349		$21.497		-$0.045		-$0.045				$4.423
% of Market Cap	0.06%		0.04%		0.08%		0.01%		0.00%		0.03%		0.00%		0.00%				0.00%
Directors		13		15		15		12		13		13		14				14
Women	33%	5	38%	5	33%	5	33%	5	42%	6	46%	6	46%	7	50%			6	43%
Minorities	0%	0	0%	0	0%	0	0%	0	0%	1	8%	1	8%	2	14%			2	14%
Institutions/Holdings	49.14%	427	43.76%	479	43.76%	479	42.73%
Total Shares Held	48.98%	283.480	44.34%	281.458	44.03%	273.145	42.73%
Increase/Decrease	-0.16%	-0.153	-0.05%	5.277	1.91%	3.672	1.36%
Starting No. of Shares	NASDAQ	283.632	NASDAQ	276.181	NASDAQ	269.472	NASDAQ
Institutions/Holdings						20	38.93%	20	37.02%	20	37.02%	20	37.78%	20	38.25%			20	45.70%
Total Shares Held						248.680	38.90%	239.331	36.93%	0.000	0.00%	255.832	37.78%	275.772	37.80%			333.967	45.78%
Increase/Decrease						-4.762	-1.88%	-16.280	-6.37%	-16.280	-100.00%	12.048	4.94%	4.235	1.56%			36.814	12.39%
Starting No. of Shares						253.441	Top 20 MS	255.610	Top 20 MS	16.280	Top 20 MS	243.783	Top 20 MS	271.537	Top 20 MS			297.153	Top 20 MS
Copyright © 2008 Website of SPBrunner. All rights reserved.
My stock
																		CDN Trad	and Pension
																		31/12/87	-$8,190.00	B	$6.56
																		05/01/10	$5,559.01	S	$55.59	1248
																		28/11/08	-$3,427.99	B	$34.28	-100
																		04/03/13	-$25,617.99	B	$64.04	100
																		30/11/24	$220,008.00		$133.50	400
																		8.38%	XIRR			1648
																		15.15%				1648
																		6.77%	44.7%
																		% from	$351,361.89		Total Value
																			-$5,559.01		Less Sale of Stock	Gain
																			-$220,008.00		Less Stock Value
																		40.05%	$125,794.88		Dividends Paid
																			$37,235.98		Cost of Stock	337.83%
																			$5,559.01		Sale of Stock
																		59.95%	$188,331.03		Capital Gains/Loss
																		100.00%	$314,125.91		Total Return	505.78%
																						843.61%
																		Start Date	31-Dec-87		Shares
																		End date	30-Nov-24		Dividends pd per Share	1,648
																		Years	36.92		Div less cost	$76.33
																					Cost	$53.74
																					% paid by div	$22.59
																						337.90%
																		CDN Trad
																		10/04/83	-$2,949.00		$9.29
																		05/01/10	$5,559.01		$55.59	312
																		30/11/24	$153,258.00		$133.50	100
																		10.33%	XIRR			1148
																		17.08%
																		6.74%
																		CDN Trad
																		31/12/87	-$8,190.00	B	$6.56
																		05/01/10	$5,559.01	S		1248
																		30/11/24	$153,258.00		$133.50
																		8.60%	XIRR			1148
																		15.34%
																		6.74%	44.0%
																		% from	$258,827.89		Total Value
																			-$5,559.01		Less Sale of Stock	Gain
																			-$153,258.00		Less Stock Value
																		39.90%	$100,010.88		Dividends Paid
																			$8,190.00		Cost of Stock	1221.13%
																			$5,559.01		Sale of Stock
																		60.10%	$150,627.01		Capital Gains/Loss
																		100.00%	$250,637.89		Total Return	1839.16%
																						3060.29%
																		Start Date	31-Dec-87		Shares
																		End date	30-Nov-24		Dividends pd per Share	1,648
																		Years	36.92		Div less cost	$60.69
																					Cost	$53.56
																					% paid by div	$7.13
																						851.14%
																		Pension
																		28/11/08	-$3,427.99		-$34.28
																		04/03/13	-$25,617.99		-$64.04	100
																		30/11/24	$66,750.00		-$58.09	400
																		6.99%	XIRR			500
																		12.10%
																		5.11%	42.3%
																		% from	$80,214.00		Total Value
																			$0.00		Less Sale of Stock	Gain
																			-$66,750.00		Less Stock Value
																		26.31%	$13,464.00		Dividends Paid
																			$29,045.98		Cost of Stock	46.35%
																			$0.00		Sale of Stock
																		73.69%	$37,704.02		Capital Gains/Loss
																		100.00%	$51,168.02		Total Return	129.81%
																						176.16%
																		Start Date	28-Nov-08		Shares
																		End date	30-Nov-24		Dividends pd per Share	500
																		Years	16.00		Div less cost	$26.93
																					Cost	-$31.16
																					% paid by div	$58.09
																						46.36%
																		$7,563.09	259.7170		splits 93, 01
																		28/09/1987	$29.12		4	1038.868
																						$7.28
																		$29.49	$7.37